6978 Grace Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 6978 Grace Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,119 sqft · built 1946
Lot Size0.133 acres (5,793 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Aug 2007)
Tax Bill$6,056 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN527-0030-0145-00

Property Details

APN / Parcel Number

Primary APN527-0030-0145-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,119 sqft Living Area
Gross Area2,031 sqft
1st Floor Area912 sqft
AtticAttic
Attic Area207 sqft
Basement Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,793 sqft (0.133 acres)
Lot Dimensions124 ft deep x 45 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address6978 GRACE AVE
CityCINCINNATI
StateOH
Zip45227-3259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description45 X 124.32 NS GRACE 155 FT E OF GROVE
JurisdictionHAMILTON OH
Township / Civil DivisionMARIEMONT
Census Block Group1
Census Block1001
Census Tract24800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Village of Mariemont
listed 2007 · 1,024 contributing resources · National Historic Landmark (designated 2007) · NRIS 07000431

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6978 Grace Ave is owned and occupied by an individual who bought it in August 2007.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address6978 GRACE AVE, CINCINNATI, OH 45227-3259
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 14, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2007 · Amount on File
Deed SaleAug 9, 2007 · Amount on File
Deed Document Number2007115353
Deed Book / Page10621 / 92
Prior Transfer DateNov 13, 1997
Prior Transfer Doc0000175634
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6978 GRACE AVE, CINCINNATI, OH 45227-3259
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034291
DateApr 24, 2018
Instrument18-0034291
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45205
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMar 23, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionHAMILTON OH
Recording DateJul 14, 2020
Property Address6978 GRACE AVE, CINCINNATI, OH 45227-3259
Document Number0000067320
Book / Page014209 / 000441
Instrument DateJul 9, 2020
Instrument67320
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6978 GRACE AVE CINCINNATI OH 452273259, CINCINNATI, OH 45227-3259

Tax Assessment & Valuation

The 2025 property tax bill for 6978 Grace Ave was $6,056, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMariemont Village
Unified School DistrictMariemont City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,056.00 (+2.25%)$85,894 (-) Land $43,694 Building $42,200$245,410 Land $124,840 Building $120,570
2024$5,923.00 (+8.46%)$85,894 (-) Land $43,694 Building $42,200
2023$5,461.00 (+3.29%)$85,894 (+21.93%) Land $43,694 Building $42,200$245,410 Land $124,840 Building $120,570
2022$5,287.00 Homeowner's exemption$70,445 Land $31,959 Building $38,486
2020$201,270 Land $91,310 Building $109,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6978 Grace Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6978 Grace Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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