6978 Carter Trl, Boulder, CO 80301 Property Records

Boulder County property record for 6978 Carter Trl, Boulder, CO 80301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,179 sqft · built 1972
Lot Size	0.305 acres (13,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Nov 2024)
Tax Bill	$5,617 (2025)
Deeds & Mortgages	Mar 2024 Sale Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1463-14-0-03-010`

Property Details

APN / Parcel Number

Primary APN	`1463-14-0-03-010`
Alternative APNs	`R0038874` `0038874`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,179 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,211 sqft
Upper Floors Area	1,184 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,288 sqft (0.305 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0038874
Street Address	6978 CARTER TRL
City	BOULDER
State	CO
Zip	80301-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 10 BLK 15 GUN BARREL GREEN
Legal Range	70
Legal Township	1N
Legal Section	11
Legal Subdivision	GUNBARREL GREEN
Legal Block	15
Legal Lot Number	10
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3015
Census Tract	12708

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6978 CARTER TRL, BOULDER, CO 80301-3840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Special Warranty Deed, Transfer
Feb 28, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2021	Personal Representative Deed, Transfer FIDELITY NATIONAL TITLE
Jan 16, 2018	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Jan 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	20244067620
Prior Transfer Date	Feb 27, 2023
Prior Transfer Doc	0003998619
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Mar 27, 2024
Property Address	6978 CARTER TRL, BOULDER, CO 80301-3840
Document Number	0004041427
Map Reference	MB 1300 PG 306&313
Instrument Date	Nov 16, 2023
Instrument	4041427
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6978 CARTER TRL, BOULDER, CO 80301-3840

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6978 CARTER TRL, BOULDER, CO 80301-3840

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOULDER CO
Recording Date	Feb 28, 2023
Property Address	6978 CARTER TRL, BOULDER, CO 80301-3840
Document Number	0003998619
Map Reference	MB 1300 PG 306&313
Instrument Date	Feb 27, 2023
Instrument	3998619
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6978 CARTER TRL, BOULDER, CO 80301-3840

June 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BOULDER CO
Recording Date	Jun 16, 2021
Property Address	6978 CARTER TRL, BOULDER, CO 80301-3840
Document Number	0003893141
Map Reference	MB 1300 PG 303&313
Instrument Date	Jun 11, 2021
Instrument	3893141
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6978 CARTER TRL, BOULDER, CO 80301-3840

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	6978 CARTER TRL, BOULDER, CO 80301-3840
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003636088
Date	Jan 16, 2018
Instrument	3636088

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	894 Months
Due	Jul 28, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	6978 CARTER TRL, BOULDER, CO 80301-3840
Document Number	0003636089
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6978 CARTER TRL BOULDER CO 803013840, BOULDER, CO 80301-3840

Mortgage

Document Number	0003636089
Date	Jan 16, 2018
Instrument	3636089

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jan 15, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.15%

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,609 (+35%) Land $33,286 Building $42,323	$1,181,900 (+31.89%) Land $559,500 Building $622,400
2025	$5,617.00 (+8.29%)	$56,007 (-7.68%) Land $34,969 Building $21,038	$896,100 (-1.04%) Land $559,500 Building $336,600
2023	$5,187.00 (+17.01%)	$60,668 (+33.68%) Land $39,349 Building $21,319	$905,500 (+38.67%) Land $587,300 Building $318,200
2022	$4,433.00	$45,384 Land $28,085 Building $17,299	$653,000 Land $404,100 Building $248,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2023)
Claims Outside the SFHA	8 of 8
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: AT&T.

Nearby Properties on Carter Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures