6977 Trammel Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6977 Trammel Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 2018
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Mar 2019)
Tax Bill	$1,985 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-2N-28-0000-00155-0000`

Property Details

APN / Parcel Number

Primary APN	`27-2N-28-0000-00155-0000`
Alternative APN	`N282270000001550000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,799 sqft
1st Floor Area	1,944 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6977 TRAMMEL DR
City	MILTON
State	FL
Zip	32570-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM AT NW CORN OF NE4 THN S89* 59'50E ON N SEC LN 1306.34 FT THN S026'27W ON W LN TRAMMEL RD 1038.18 FT TO POB THN CONT 100 FT THN S8949'54W 200 FT THN N026'27E 100 FT THN N89 49'54E 200 FT TO POB BEING PARCEL 4 AS DES IN OR 3815 PG 51 (OUT OF #1
Legal Range	28W
Legal Township	2N
Legal Section	27
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1056
Census Tract	10505

Owner

Source: Santa Rosa County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6977 TRAMMEL DR, MILTON, FL 32570-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage PEN AIR FEDERAL CU
May 19, 2017	Warranty Deed, Transfer CLEAR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	201912208
Deed Book / Page	3815 / 51
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 23, 2026
Property Address	6977 TRAMMEL DR, MILTON, FL 32570-3350
Document Number	0047350937
Book / Page	4735 / 937
Instrument Date	Apr 9, 2026
Instrument	202620150
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6977 TRAMMEL DR, MILTON, FL 32570-3350

Mortgage

Document Number	0000020150,
Date	Apr 23, 2026
Book Page	4735/937
Instrument	202620150

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2051

Interest

Rate	6.11%
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 29, 2019
Property Address	6977 TRAMMEL DR, MILTON, FL 32570-3350
Document Number	0038150051
Book / Page	3815 / 0051
Instrument Date	Mar 20, 2019
Instrument	201912208
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4622 SCHOOL LN, 4622, MILTON, FL 32571-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6977 TRAMMEL DR, MILTON, FL 32570-3350

Mortgage

Document Number	0201912209
Date	Mar 29, 2019
Instrument	201912209

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 19, 2017
Property Address	6977 TRAMMEL DR, MILTON, FL 32570-3350
Document Number	0036251673
Book / Page	003625 / 001673
Instrument Date	May 18, 2017
Instrument	20184
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Tax	$297.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4622 SCHOOL LN PACE FL 325711534, PACE, FL 32571-1534

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,964 (+2.9%)	$234,586 (+1.68%) Land $11,500 Building $223,086
2024	$1,985.00 (+1.9%) Homeowner's exemption	$198,216 (+3%)	$230,715 (+0.98%) Land $11,500 Building $219,215
2023	$1,948.00 (+2.42%) Homeowner's exemption	$192,443 (+3%)	$228,470 (+0.68%) Land $11,500 Building $216,970
2022	$1,902.00 Homeowner's exemption	$186,838	$226,921 Land $10,000 Building $216,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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