Hernando County property record for 6977 Redbay Dr, Brooksville, FL 34602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 2019 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Jul 2020) |
| Tax Bill | $463 (2024) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-122-21-1214-0000-0410 |
| Primary APN | R32-122-21-1214-0000-0410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 219 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01771568 |
|---|---|
| Street Address | 6977 REDBAY DR |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34602-6445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERMAN HILLS PHASE V LOT 41 |
| Legal Range | 21E |
| Legal Township | 22S |
| Legal Section | 32 |
| Legal Subdivision | SHERMAN HILLS PHASE V |
| Legal Phase | 5 |
| Legal Lot Number | 41 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | RIDGE MANOR |
| Census Block Group | 1 |
| Census Block | 1185 |
| Census Tract | 40101 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6977 REDBAY DR, BROOKSVILLE, FL 34602-6445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 2, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 7, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage ONETRUST HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2020 · Amount on Record |
| Deed Sale | Jul 7, 2020 · Amount on Record |
| Prior Sale | Mar 5, 2019 · Amount on Record |
| Deed Document Number | 2020040736 |
| Deed Book / Page | 3859 / 1738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6977 REDBAY DR, BROOKSVILLE, FL 34602-6445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6977 REDBAY DR, BROOKSVILLE, FL 34602-6445 |
| Document Number | 0043251933 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 4325/1933 |
| Instrument | 2023047646 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6977 REDBAY DR, BROOKSVILLE, FL 34602-6445 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6977 REDBAY DR, BROOKSVILLE, FL 34602-6445 |
| Document Number | 0040211795 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 4021/1795 |
| Instrument | 2021050174 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 7, 2020 |
| Property Address | 6977 REDBAY DR, BROOKSVILLE, FL 34602-6445 |
| Document Number | 0038591738 |
| Book / Page | 003859 / 001738 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 40736 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | EMPOWER TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6977 REDBAY DR BROOKSVILLE FL 346026445, BROOKSVILLE, FL 34602-6445 |
| Document Number | 38591740 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 003859/001740 |
| Instrument | 40737 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $233,503 (+5.99%) | $300,716 (+13.46%) Land $38,682 Building $262,034 | |
| 2024 | $463.00 (-82.65%) | ||
| 2023 | $220,313 Land $220,313 | ||
| 2022 | $2,669.00 | $265,047 Land $38,682 Building $226,365 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 43 (1997–2024) |
| Claims Outside the SFHA | 4 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-EAST serves 9,483 people · EPA ID FL6277060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | HERNANDO CO UTL-WEST |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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