Duval County property record for 6977 Lorain St, Jacksonville, FL 32208
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 729 sqft · built 1921 |
| Lot Size | 0.306 acres (13,342 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,500 (May 2007) |
| Tax Bill | $439 (2025) |
| Deeds & Mortgages | Sep 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035478-0000 |
| Primary APN | 035478-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 729 sqft Living Area |
| Gross Area | 832 sqft |
| 1st Floor Area | 729 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,342 sqft (0.306 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 103 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6977 LORAIN ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32208-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | AK-684 39-1S-26E .321 MONCRIEF PARK E 100 FT OF W 550FT LOT 9 RECD O/R 14006-1491 |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 39 |
| Legal Subdivision | MONCRIEF PARK |
| Legal Lot Number | 9 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1401 |
6977 Lorain St is owned and occupied by an individual who bought it in May 2007.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6977 LORAIN ST, JACKSONVILLE, FL 32208-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2007 · Amount on File |
| Deed Sale | May 30, 2007 · Amount on File |
| Prior Sale | Mar 9, 2006 · Amount on File |
| Deed Document Number | 2007177138 |
| Deed Book / Page | 14006 / 1491 |
| Prior Transfer Date | May 4, 2004 |
| Prior Transfer Doc | 0000187814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 6977 LORAIN ST, JACKSONVILLE, FL 32208-3941 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6977 LORAIN ST, JACKSONVILLE, FL 32208-3941 |
| Document Number | 0216260400 |
|---|---|
| Date | Sep 20, 2025 |
| Book Page | 21626/400 |
| Instrument | 2025220498 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 777 Months |
| Due | Jun 28, 2090 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6977 Lorain St was $439 with exemptions applied, up 68.8% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,128 (+2.7%) | $77,683 (-0.46%) Land $40,237 Building $37,446 | |
| 2025 | $439.00 (+68.85%) Homeowner's exemption Senior Citizen's exemption | $38,100 | $78,042 Land $36,865 Building $41,177 |
| 2024 | $260.00 (+2.36%) | ||
| 2023 | $254.00 (+6.72%) Homeowner's exemption Senior Citizen's exemption | $35,949 (+3%) | $69,043 (+17.93%) Land $30,300 Building $38,743 |
| 2022 | $238.00 Homeowner's exemption Senior Citizen's exemption | $34,902 | $58,546 Land $22,725 Building $35,821 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6977 Lorain St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6977 Lorain St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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