6977 Flute St SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 6977 Flute St SE, Lacey, WA 98513

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,074 sqft · built 2008
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$649,900 (May 2026)
Tax Bill$6,300 (2026)
Deeds & MortgagesMar 2021 Mortgage
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN55290041600

Property Details

APN / Parcel Number

Primary APN55290041600

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,074 sqft Living Area
Gross Area3,724 sqft
1st Floor Area1,476 sqft
Upper Floors Area1,598 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleBi-Level
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeHip
Roof MaterialConcrete
Lot Area4,500 sqft (0.103 acres)
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area250 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6977 FLUTE ST SE
CityLACEY
StateWA
Zip98513-5052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD 3-6
Legal DescriptionSECTION 04 TOWNSHIP 17 RANGE 1W QUARTER NE SW PLAT HORIZON POINTE DIV 2 LT 416 DOCUMENT 3738975
Legal Range01
Legal Township17
Legal Section04
Legal SubdivisionHORIZON POINTE
Legal Block4
Legal Lot Number416
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group4
Census Block4017
Census Tract11623

Owner

Source: Thurston County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6977 FLUTE ST SE, LACEY, WA 98513-5052
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
May 19, 2026Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORPORATION
Sep 20, 2019Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
Dec 14, 2018Warranty Deed, Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2026 · Amount on Record
Deed SaleMay 19, 2026 · Amount on Record
Prior SaleDec 14, 2018 · Amount on Record
Deed Document Number20265101246
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address6977 FLUTE ST SE, LACEY, WA 98513-5052
Transaction TypeMortgage
Record UpdatedMay 29, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004831811
DateMar 8, 2021
Instrument4831811
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateMay 19, 2026
Property Address6977 FLUTE ST SE, LACEY, WA 98513-5052
Document Number0005101246
Instrument DateMay 14, 2026
Instrument2026.5101246
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,072,945.22
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6977 FLUTE ST SE, LACEY, WA 98513-5052

Mortgage

Document Number0005101246,
DateMay 19, 2026
Instrument2026.5101246
Lender
NameAMERICAN PACIFIC MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address6977 FLUTE ST SE, LACEY, WA 98513-5052
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004708143
DateSep 20, 2019
Instrument4708143
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateDec 14, 2018
Property Address6977 FLUTE ST SE, LACEY, WA 98513-5052
Document Number0004662323
Map ReferenceAF3738975
Instrument DateDec 12, 2018
Instrument4662323
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,425.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1432 KIMTRAH CT NE #B # B, B, LACEY, WA 98516-5946

Mortgage

Document Number0004662324
DateDec 14, 2018
Instrument4662324
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,300.00 (+24.56%)
2025$607,900 (+10.95%) Land $119,900 Building $488,000$607,900 (+10.95%) Land $119,900 Building $488,000
2024$5,058.00 (-2.97%)
2023$5,213.00
2022$547,900 Land $57,300 Building $490,600$547,900 Land $57,300 Building $490,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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