6977 Ark Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 6977 Ark Rd, Gloucester, VA 23061 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1991
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$70,900 (Jul 1991)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26254`

Property Details

APN / Parcel Number

Primary APN	`26254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	480 sqft
Deck Area	193 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	6977 ARK RD
City	GLOUCESTER
State	VA
Zip	23061-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SASSAFRAS VILLA EAST SEC LOT 6
Legal Subdivision	PLAT: PB22 355
Legal Lot Number	6
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	1
Census Block	1003
Census Tract	100202

Owner

Source: Gloucester County records · APN 26254

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6977 ARK RD, GLOUCESTER, VA 23061-4017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Nov 05, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Jul 09, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 1991 · Amount on Record
Deed Sale	Jul 31, 1991 · Amount on Record
Deed Document Number	0000406479
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6977 ARK RD, GLOUCESTER, VA 23061-4017
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	SOUTHEAST SETTLEMENT AND TITLE, SOUTHEAST STLMNT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001136
Date	Mar 21, 2018
Instrument	180001136

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2033

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6977 ARK RD, GLOUCESTER, VA 23061-4017
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005053
Date	Nov 05, 2019
Instrument	190005053

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6977 ARK RD, GLOUCESTER, VA 23061-4017
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004865
Date	Aug 20, 2020
Instrument	200004865

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6977 ARK RD, GLOUCESTER, VA 23061-4017
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003318
Date	Jul 09, 2020
Instrument	200003318

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,371.00 (+5.3%)	$223,340 (-) Land $56,450 Building $166,890	$223,340 (-) Land $56,450 Building $166,890
2024	$1,302.00	$223,340 (-) Land $56,450 Building $166,890	$223,340 (-) Land $56,450 Building $166,890
2023	$1,302.00 (+8.5%)	$223,340 (+34.86%) Land $56,450 Building $166,890	$223,340 (+34.86%) Land $56,450 Building $166,890
2022	$1,200.00	$165,610 Land $35,650 Building $129,960	$165,610 Land $35,650 Building $129,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731002021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1999)
Most Recent Claim	Sep 1999, tidal / storm surge, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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