San Diego County property record for 6976 Whitecap Dr, Carlsbad, CA 92011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,700 sqft · built 1988 |
| Lot Size | 0.106 acres (4,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $489,000 (Dec 2003) |
| Tax Bill | $7,473 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-501-46-00 |
| Primary APN | 214-501-46-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,700 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 4,602 sqft (0.106 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 6976 WHITECAP DR |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92011-3748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 46 TR 011335 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 011335 |
| Legal Block | 3 |
| Legal Lot Number | 46 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17811 |
Source: San Diego County records · APN 214-501-46-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6976 WHITECAP DR, CARLSBAD, CA 92011-3748 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2003 · Amount on Record |
| Deed Sale | Dec 09, 2003 · Amount on Record |
| Prior Sale | Jan 31, 2000 · Amount on Record |
| Deed Document Number | 20031454175 |
| Last Transfer Date | Jan 30, 2004 |
| Transfer Doc | 0000098967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6976 WHITECAP DR, CARLSBAD, CA 92011-3748 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 6976 WHITECAP DR, CARLSBAD, CA 92011-3748 |
| Document Number | 0000600161 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0600161 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6976 WHITECAP DR, CARLSBAD, CA 92011-3748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000077928 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 2020-0077928 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $709,147 (+2%) Land $507,572 Building $201,575 | |
| 2025 | $7,473.00 (+4.11%) Homeowner's exemption | $695,243 (+4.04%) Land $497,620 Building $197,623 |
| 2023 | $7,178.00 (+1.6%) Homeowner's exemption | $668,248 Land $478,298 Building $189,950 |
| 2022 | $7,065.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 625 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARLSBAD MWD serves 96,371 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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