6976 Vaiden Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 6976 Vaiden Rd, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2023
Square Footage4,209 sqft Adjusted Area
Lot Size200,812 sqft (4.61 acres)
OccupancyOwner Occupied
Tax Bill$3,583.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-06-3-06-00-0-00004-04

Interior

Building Area4,209 sqft Adjusted Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialAsbestos Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area200,812 sqft (4.61 acres)

Location & Zoning

Street Address6976 VAIDEN RD
CityHERNANDO
StateMS
Zip38632-9161
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT SE1/4 SE1/4 TRACT 5
Legal Range06
Legal Township03
Legal Section06
Legal Tract5
Legal Lot Number4
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1002
Census Tract70900

Owner

Source: DeSoto County records · APN 3-06-3-06-00-0-00004-04

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6976 VAIDEN RD, HERNANDO, MS 38632-9161
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY BANK
Jun 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK OF GA
Aug 04, 2022Correction Deed
NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Doc Number0001007171
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJun 24, 2026
Property Address6976 VAIDEN RD, HERNANDO, MS 38632-9161
Document Number5663070545
Book / Page5663 / 70545
Instrument DateJun 23, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPERFECT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 S THIRD ST, ROLLING FORK, MS 39159-5156

Mortgage

Document Number5663070545,
DateJun 24, 2026
Book Page5663/70545
Lender
NameMORGAN STANLEY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.6%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJun 15, 2026
Property Address6976 VAIDEN RD, HERNANDO, MS 38632-9161
Document Number5663066777
Book / Page5663 / 66777
Instrument DateJun 04, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6976 VAIDEN RD, HERNANDO, MS 38632-9161
InvestorPossibly a Property Investor

Mortgage

Document Number5663066777,
DateJun 15, 2026
Book Page5663/66777
Lender
NameFIRST BANK OF GA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term132 Months
DueJun 04, 2037
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionDESOTO MS
Recording DateAug 04, 2022
Property AddressHERNANDO, MS 38632
Document Number001007/171
Book / Page1007 / 171
Instrument DateAug 04, 2022
Record UpdatedDec 12, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,583.00 (+492.23%)$46,516 (+675.27%) Land $4,000 Building $42,516$465,156 (+1,062.89%) Land $40,000 Building $425,156
2023$605.00$6,000$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
63rd percentile nationally · 81st in Mississippi
Wildfire LikelihoodAbout 1 in 556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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