6976 Mission Rd, Everson, WA 98247 Property Records

Whatcom County property record for 6976 Mission Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,500 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Feb 2021)
Tax Bill	$6,934 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`390406-015100-0000`

Property Details

APN / Parcel Number

Primary APN	`390406-015100-0000`
Alternative APNs	`106186` `577491` `544659`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,500 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2006
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	10 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	106186
Street Address	6976 MISSION RD
City	EVERSON
State	WA
Zip	98247-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 1 JORDAN SILVES SHORT PLAT AS REC BOOK 9 SHORT PLATS PG 76
Legal Range	04
Legal Township	39
Legal Section	06
Legal Subdivision	JORDAN SILVES SHORT PLAT
Legal Block	3
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3031
Census Tract	10702

Owner

6976 Mission Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6976 MISSION RD, EVERSON, WA 98247-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA
Aug 28, 2017	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BK
Dec 20, 2016	Deed of Trust, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Feb 5, 2021 · Amount on File
Deed Document Number	20211030
Prior Transfer Date	Jan 9, 2004
Prior Transfer Doc	0000101620
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 5, 2021
Property Address	6976 MISSION RD, EVERSON, WA 98247-9712
Document Number	0000201030
Instrument Date	Feb 2, 2021
Instrument	2021-0201030
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,162.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6976 MISSION RD, EVERSON, WA 98247-9712

Mortgage

Document Number	0000201031
Date	Feb 5, 2021
Instrument	2021-0201031

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 5, 2020
Property Address	6976 MISSION RD, EVERSON, WA 98247-9712
Document Number	2201000649
Instrument Date	Sep 25, 2020
Instrument	1000649
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,984.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 577 EVERSON WA 982470577, EVERSON, WA 98247-0577

Mortgage

Document Number	2201000650
Date	Oct 5, 2020
Instrument	1000650

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 28, 2017
Property Address	6976 MISSION RD, EVERSON, WA 98247-9712
Document Number	2170803185
Instrument Date	Aug 21, 2017
Instrument	803185
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6976 MISSION RD EVERSON WA 982479712, EVERSON, WA 98247-9712

Mortgage

Document Number	2170803186
Date	Aug 28, 2017
Instrument	803186

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6976 MISSION RD, EVERSON, WA 98247-9712
Document Number	2170100747
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6976 MISSION RD EVERSON WA 982479712, EVERSON, WA 98247-9712

Mortgage

Document Number	2170100747
Date	Jan 9, 2017
Instrument	100747

Lender

Name	UMPQUA BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6976 Mission Rd was $6,934.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,934.00	$761,127 Land $242,400 Building $518,727	$761,127 Land $242,400 Building $518,727
2022		$568,782 Land $155,120 Building $413,662	$568,782 Land $155,120 Building $413,662
2021	$2,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6976 Mission Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6976 Mission Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUIE JOE WATER ASSOCIATION private · serves 471 people · EPA ID WA5329014
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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