Washtenaw County property record for 6976 Joy Rd, Dexter, MI 48130
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,016 sqft · built 1993 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,370 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C-03-32-400-018 |
| Primary APN | C-03-32-400-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Basement Area | 1,344 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6976 JOY RD |
|---|---|
| City | DEXTER |
| State | MI |
| Zip | 48130-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | CORRECT ERROR WE 32-21B (004) THE WEST 330 FT OF THE SOUTH 528 FT OF SW 1/4 OF SE 1/4 SEC 32 EXC THE SOUTH 264 FT OF TH WEST |
| Legal Range | 05E |
| Legal Township | 01S |
| Legal Section | 32 |
| Legal Block | 400 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | WEBSTER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 461000 |
6976 Joy Rd is owned and occupied by two individuals who acquired it in July 2003.
Source: Washtenaw County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6976 JOY RD, DEXTER, MI 48130-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 18, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2003 |
| Transfer Doc | 0005464080 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 6976 JOY RD, DEXTER, MI 48130-9455 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6976 JOY RD, DEXTER, MI 48130-9455 |
| Document Number | 0006604105 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 5437/291 |
| Instrument | 6604105 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 6976 JOY RD, DEXTER, MI 48130-9455 |
| Document Number | 0006431358 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6976 JOY RD DEXTER MI 481309455, DEXTER, MI 48130-9455 |
| Document Number | 0006431358 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 005264/000654 |
| Instrument | 6431358 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6976 Joy Rd was $5,370 with a homeowner's exemption.
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Washtenaw County |
| County Subdivision | Webster Township |
| Unified School District | Dexter Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,500 | $427,000 | |
| 2025 | $5,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6976 Joy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6976 Joy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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