6976 Jay St, Arvada, CO 80003 Property Records

Jefferson County property record for 6976 Jay St, Arvada, CO 80003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 850 sqft · built 1969
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Aug 2024)
Tax Bill	$3,395 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-012-18-008`

Property Details

APN / Parcel Number

Primary APN	`39-012-18-008`
Alternative APNs	`300072827` `72827`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	850 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	850 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2014
Architectural Style	Ranch
Construction Type	Brick
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Attached
Garage Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300072827
Street Address	6976 JAY ST
City	ARVADA
State	CO
Zip	80003-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 01 TOWNSHIP 03 RANGE 69 QTR NW SUBDIVISIONCD 454800 SUBDIVISIONNAME LAMAR HEIGHTS FLG # 8 BLOCK LOT 0219 SIZE: 7928 TRACT VALUE: .182
Legal Range	69W
Legal Township	03S
Legal Section	01
Legal Subdivision	LAMAR HEIGHTS FLG # 8
Legal Lot Number	219
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1019
Census Tract	10208

Owner

Source: Jefferson County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6976 JAY ST, ARVADA, CO 80003-4148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING
Aug 1, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK
Jan 13, 2017	Deed of Trust, Mortgage · Conventional with PMI FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	202444504
Prior Transfer Date	May 5, 2013
Prior Transfer Doc	0000104926
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6976 JAY ST, ARVADA, CO 80003-4148
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016611
Date	Feb 1, 2021
Instrument	2021016611

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Mar 25, 2020
Property Address	6976 JAY ST, ARVADA, CO 80003-4148
Document Number	0000031902
Instrument Date	Mar 20, 2020
Instrument	31902
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6976 JAY ST ARVADA CO 800034148, ARVADA, CO 80003-4148

Mortgage

Document Number	31903
Date	Mar 25, 2020
Instrument	31903

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Aug 1, 2017
Property Address	6976 JAY ST, ARVADA, CO 80003-4148
Document Number	0000078738
Instrument Date	Jul 26, 2017
Instrument	2017078738
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6976 JAY ST, ARVADA, CO 80003-4148

Mortgage

Document Number	0000078739
Date	Aug 1, 2017
Instrument	2017078739

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6976 JAY ST, ARVADA, CO 80003-4148
Document Number	0000007055
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6976 JAY ST ARVADA CO 800034148, ARVADA, CO 80003-4148

Mortgage

Document Number	0000007055
Date	Jan 19, 2017
Instrument	7055

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,395.00 (+11.38%)	$32,930 (+4.78%) Land $14,473 Building $18,457	$526,886 (+0.53%) Land $231,569 Building $295,317
2023	$3,048.00	$31,428 Land $14,735 Building $16,693	$524,087 Land $219,932 Building $304,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984–1991)
Most Recent Claim	Jun 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, LiveWireNet.

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