6976 FM 71, Commerce, TX 75428 Property Records

Hunt County property record for 6976 FM 71, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 992 sqft · built 1956
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on File
Last Sale$159,600 (Apr 2026)
Tax Bill$2,136 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0549-0290-0000-30

Property Details

APN / Parcel Number

Primary APN0549-0290-0000-30
Alternative APNs
  • R28237
  • 28237

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area992 sqft Living Area
1st Floor Area992 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area40,075 sqft (0.92 acres)
PorchOpen Porch
Porch Area169 sqft
Utility Building484 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address6976 FM 71
CityCOMMERCE
StateTX
Zip75428-8060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0549 JACKSON J H,TRACT 29, ACRES .92
Legal SubdivisionJACKSON J H
Legal Tract29
Legal Block3
Legal Lot Number29
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3000
Census Tract960500

Owner

Source: Hunt County records · APN 0549-0290-0000-30

Assessment roll updated September 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6976 FM 71, COMMERCE, TX 75428-8060
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed, Transfer · Conventional Mortgage
AMERICAN NATIONAL BANK
Oct 18, 2017Warranty Deed, Transfer
SERVICE 1ST CU
Jun 16, 2017Deed of Trust, Mortgage
FIRST NAT'L BK/TRENTON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2026 · Amount on Record
Deed SaleApr 08, 2026 · Amount on Record
Prior SaleApr 25, 2012
Deed Document Number20266302
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionHUNT TX
Recording DateApr 08, 2026
Property Address6976 FM 71, COMMERCE, TX 75428-8060
Document Number0000006302
Instrument DateApr 06, 2026
Instrument20266302
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyERS TITLE, VERUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6976 FM 71, COMMERCE, TX 75428-8060

Mortgage

Document Number0000006303,
DateApr 08, 2026
Instrument20266303
Lender
NameAMERICAN NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateOct 18, 2017
Property Address6976 FM 71, COMMERCE, TX 75428-8060
Document Number0000014495
Instrument DateOct 13, 2017
Instrument14495
Transaction TypeTransfer
Record UpdatedNov 02, 2017
Title CompanyNORTH TX TITLE/GREENVILLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6956 FM 71 COMMERCE TX 754288060, COMMERCE, TX 75428-8060

Mortgage

Document Number14496
DateOct 18, 2017
Instrument14496
Lender
NameSERVICE 1ST CU
AddressPO BOX BOX 8155, GREENVILLE, TX 75404
Agreement
AmountAmount Recorded
Term360 Months
DueOct 17, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address6976 FM 71, COMMERCE, TX 75428-8060
Document Number0000008303
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedJul 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1342 COUNTY ROAD 1038 GREENVILLE TX 754016842, GREENVILLE, TX 75401-6842

Mortgage

Document Number0000008303
DateJun 23, 2017
Instrument8303
Lender
NameFIRST NAT'L BK/TRENTON
TypeBank
AddressTRENTON, TX 75490
Agreement
AmountAmount Recorded
Term360 Months
DueJun 22, 2047

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,136.00 (+3.59%)$120,140 (+8.12%) Land $60,570 Building $59,570$120,140 (+8.12%) Land $60,570 Building $59,570
2024$2,062.00 (+132.47%)
2023$111,120 Land $58,730 Building $52,390$111,120 Land $58,730 Building $52,390
2022$887.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
400 / 50
JAB Wireless
Fixed Wireless
25 / 5

May also be available: AMG Technology Investment Group, Spectrum, T-Mobile USA, Verizon.

Based on FCC filings for 18 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTH HUNT SUD
serves 4,836 people
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on FM 71

Nearby Streets

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