6976 E State Rd 45, Bloomington, IN 47408 Property Records

Monroe County property record for 6976 E State Rd 45, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,752 sqft · built 2010
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (May 2024)
Tax Bill	$3,882 (2025)
Flood Zone	Zone X (minimal risk)
APN	`003-06450-00`

Property Details

APN / Parcel Number

Primary APN	`003-06450-00`
Alternative APN	`53-06-08-300-008.000-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Basement Area	1,752 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Asphalt
Lot Area	120,226 sqft (2.76 acres)
Terrain	Low
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	003-06450-00
Street Address	6976 E STATE ROAD 45
City	BLOOMINGTON
State	IN
Zip	47408-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	PT S1/2 SW 8-9-1E 2.76A PLAT 68
Jurisdiction	MONROE IN
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1000
Census Tract	1403

Owner

Source: Monroe County records · APN 003-06450-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6976 E STATE ROAD 45, BLOOMINGTON, IN 47408-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Feb 27, 2009 · Amount on Record
Deed Document Number	202451329
Prior Transfer Date	Jun 25, 2008
Prior Transfer Doc	2008011307
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Benton Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,882.00 (+8.77%)	$519,000 (+31.79%) Land $65,300 Building $453,700	$519,000 (+31.79%) Land $65,300 Building $453,700
2024	$3,569.00 (+28.15%)
2023		$393,800 (+11.56%) Land $54,100 Building $339,700	$393,800 (+11.56%) Land $54,100 Building $339,700
2022	$2,785.00	$353,000 Land $45,300 Building $307,700	$353,000 Land $45,300 Building $307,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: South Central Indiana Rural Electric Membership.

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	B&B WATER PROJECT, INC. private · serves 4,695 people
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.