St. Clair County property record for 6976 Bluffside Rd, Columbia, IL 62236
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,152 sqft · built 1992 |
| Lot Size | 8.06 acres (351,094 sqft) |
| Owner | Trust Name on File |
| Last Sale | $373,333 (Dec 2018) |
| Tax Bill | $7,032 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Mortgage + 1 more |
| APN | 11-01-0-300-026 |
| Primary APN | 11-01-0-300-026 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Lot Area | 351,094 sqft (8.06 acres) |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 912 sqft |
| Deck Area | 250 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|
| Street Address | 6976 BLUFFSIDE RD |
|---|---|
| City | COLUMBIA |
| State | IL |
| Zip | 62236-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUGAR LOAF TWP SEC 1 LOT/SEC-1-SUBL/TWP-1S-BLK/RG-10W PT NW SW AS IN A02831191 |
| Legal Range | 10W |
| Legal Township | 01S |
| Legal Section | 01 |
| Legal Subdivision | SUGAR LOAF TWP |
| Legal Block | 300 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | SUGAR LOAF |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 503101 |
6976 Bluffside Rd is owner-occupied and held in a trust since November 2024.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6976 BLUFFSIDE RD, COLUMBIA, IL 62236-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/WATERLOO |
| Aug 16, 2019 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG |
| Dec 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Deed Document Number | 20182599345 |
| Last Transfer Date | Nov 8, 2024 |
| Transfer Doc | 0002831191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 6976 BLUFFSIDE RD, COLUMBIA, IL 62236-2916 |
| Document Number | 00A2661896 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6976 BLUFFSIDE RD COLUMBIA IL 622362916, COLUMBIA, IL 62236-2916 |
| Document Number | 00A2661896 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2661896 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 6976 BLUFFSIDE RD, COLUMBIA, IL 62236-2916 |
| Document Number | 00A2623424 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | BENCHMARK TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6976 BLUFFSIDE RD COLUMBIA IL 622362916, COLUMBIA, IL 62236-2916 |
| Document Number | 00A2623424 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2623424 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Dec 18, 2018 |
| Property Address | 6976 BLUFFSIDE RD, COLUMBIA, IL 62236-2916 |
| Document Number | 00A2599345 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 2599345 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | COLUMBIA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6976 BLUFFSIDE RD COLUMBIA IL 622362916, COLUMBIA, IL 62236-2916 |
| Document Number | A2599346 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 2599346 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | VARROLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2048 |
The 2025 property tax bill for 6976 Bluffside Rd was $7,032 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Sugar Loaf Township |
| Unified School District | Columbia Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,032.00 | $122,032 Land $30,315 Building $91,717 | $366,096 Land $90,945 Building $275,151 |
| 2022 | $103,700 Land $27,085 Building $76,615 | $311,100 Land $81,255 Building $229,845 | |
| 2019 | $5,457.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 6976 Bluffside Rd; there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6976 Bluffside Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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