6975 Union Mine Rd, El Dorado, CA 95623 Property Records

El Dorado County property record for 6975 Union Mine Rd, El Dorado, CA 95623

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,980 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$578,000 (Dec 2025)
Tax Bill	$6,847 (2025)
Deeds & Mortgages	Dec 2025 Sale May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-460-010-000`

Property Details

APN / Parcel Number

Primary APN	`092-460-010-000`
Alternative APNs	`09246010100` `0924601010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Rolling
View / Lot	Waterfront
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,980 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	6975 UNION MINE RD
City	EL DORADO
State	CA
Zip	95623-5002
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 6/179/3
Legal Subdivision	6-179, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1009
Census Tract	31503

Owner

6975 Union Mine Rd, a rural home, is owned and occupied by an individual who bought it in December 2025.

Source: El Dorado County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	6975 UNION MINE RD, EL DORADO, CA 95623-5002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Grant Deed, Transfer PRIORITY NATIONAL TITLE SERVICES, PRIORITY WEST TITLE
May 12, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Apr 28, 2017	Grant Deed, Transfer · ARM OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Sep 25, 2024 · Amount on File
Deed Document Number	202535261
Prior Transfer Date	Sep 23, 2024
Prior Transfer Doc	0000027319
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 9, 2025
Property Address	6975 UNION MINE RD, EL DORADO, CA 95623-5002
Document Number	0000035261
Map Reference	MB 6 PG 179
Instrument Date	Nov 5, 2025
Instrument	2025-0035261
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY WEST TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 5TH ST, EUREKA, CA 95501-0305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 O ST, SACRAMENTO, CA 95814-5840
Investor	Possibly a Property Investor

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6975 UNION MINE RD, EL DORADO, CA 95623-5002
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6975 UNION MINE RD, EL DORADO, CA 95623-5002

Mortgage

Document Number	0000021523
Date	May 12, 2022
Instrument	2022-0021523

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6975 UNION MINE RD, EL DORADO, CA 95623-5002
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6975 UNION MINE RD, EL DORADO, CA 95623-5002

Mortgage

Document Number	0000073625
Date	Nov 30, 2021
Instrument	2021-0073625

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 28, 2017
Property Address	6975 UNION MINE RD, EL DORADO, CA 95623-5002
Document Number	0000017227
Map Reference	MB 6 PG 179
Instrument Date	Mar 10, 2017
Instrument	2017-0017227
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL FAIR OAKS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6975 UNION MINE RD, EL DORADO, CA 95623-5002

Mortgage

Document Number	0000017228
Date	Apr 28, 2017
Instrument	2017-0017228

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	12.2%
Index	1-Year LIBOR
Margin	5
Max Rate	12.2%

Tax Assessment & Valuation

The 2025 property tax bill for 6975 Union Mine Rd was $6,847.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,000 (+10.93%) Land $198,900 Building $464,100
2025	$6,847.00	$597,696 Land $174,085 Building $423,611
2023	$5,977.00 (+1.53%) Homeowner's exemption	$574,488 Land $167,326 Building $407,162
2022	$5,887.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6975 Union Mine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6975 Union Mine Rd is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Starlink Satellite	280 / 30

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

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