Hamilton County property record for 6975 Shadow Ridge Rd, Cincinnati, OH 45230
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,269 sqft · built 2024 |
| Lot Size | 0.228 acres (9,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,169,118 (Jan 2025) |
| Tax Bill | $26,086 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan Jan 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0402-0106-00 |
| Primary APN | 500-0402-0106-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,269 sqft Living Area |
| 1st Floor Area | 2,269 sqft |
| Basement Area | 2,269 sqft |
| Finished Basement | 881 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,958 sqft (0.228 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 6975 SHADOW RIDGE RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45230-5277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW RIDGE RD 0.2286 AC LOT 6THE RESERVES OF ANDERSON |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 25002 |
6975 Shadow Ridge Rd is owned and occupied by an individual who bought it in January 2025.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6975 SHADOW RIDGE RD, CINCINNATI, OH 45230-5277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Construction Mortgage CIVISTA BANK |
| Jan 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 4, 2023 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on File |
| Deed Sale | Jan 13, 2025 · Amount on File |
| Prior Sale | Oct 4, 2023 · Amount on File |
| Deed Document Number | 0000002357 |
| Deed Book / Page | 15331 / 00892 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6975 SHADOW RIDGE RD, CINCINNATI, OH 45230-5277 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5219 BELGIUM CT, LIBERTY TWP, OH 45011-1350 |
| Investor | Possibly a Property Investor |
| Document Number | 0000082583 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 15047/812 |
| Instrument | 2023-0082583 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 13, 2025 |
| Property Address | 6975 SHADOW RIDGE RD, CINCINNATI, OH 45230-5277 |
| Document Number | 0000002357 |
| Book / Page | 15331 / 00892 |
| Map Reference | MB 499 PG 26&27 |
| Instrument Date | Dec 12, 2024 |
| Instrument | 2025-0002357 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6975 SHADOW RIDGE RD, CINCINNATI, OH 45230-5277 |
| Document Number | 0000002358 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 2025-0002358 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 4, 2023 |
| Property Address | 6975 SHADOW RIDGE RD, CINCINNATI, OH 45230-5277 |
| Document Number | 0000070786 |
| Book / Page | 15014 / 672 |
| Map Reference | MB 499 PG 26&27 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023-0070786 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 232, WEST CHESTER, OH 45071-0232 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 6975 Shadow Ridge Rd was $26,086, up 635.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,086.00 (+635.85%) | $409,192 (+630.7%) Land $56,000 Building $353,192 | |
| 2024 | $3,545.00 | $56,000 Land $56,000 | |
| 2023 | $1,169,120 Land $160,000 Building $1,009,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6975 Shadow Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6975 Shadow Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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