6975 Forest Spring Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 6975 Forest Spring Ln, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,315 sqft · built 2020
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Jun 2017)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Jan 2025 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123 162.07`

Property Details

APN / Parcel Number

Primary APN	`123 162.07`
Alternative APN	`0000163246`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,315 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	218,671 sqft (5.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000163246
Old Parcel Number	123 162.07
Street Address	6975 FOREST SPRING LN
City	OOLTEWAH
State	TN
Zip	37363-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 THE RESERVE AT WHITE OAK PB90 PG37 OUT OF 123-162 FOR 2009
Legal Subdivision	THE RESERVE AT WHITE
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	11206

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6975 FOREST SPRING LN, OOLTEWAH, TN 37363-6327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 6, 2017	Warranty Deed, Transfer FOUNDATION TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	2017060600088
Deed Book / Page	11068 / 647
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6975 FOREST SPRING LN, OOLTEWAH, TN 37363-6327
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000062
Date	Jan 31, 2025
Book Page	13825/680
Instrument	2025013100062

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2040

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6975 FOREST SPRING LN, OOLTEWAH, TN 37363-6327
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000088
Date	Feb 3, 2021
Book Page	12341/431
Instrument	2021020300088

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 6, 2017
Property Address	6975 FOREST SPRING LN, OOLTEWAH, TN 37363-6327
Document Number	0000000088
Book / Page	011068 / 000647
Instrument Date	Jun 5, 2017
Instrument	88
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$247.00
Amount Accuracy	Confirmed
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8614 MAPLE VALLEY DR CHATTANOOGA TN 374211396, CHATTANOOGA, TN 37421-1396

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,640.00 (+18.45%)	$240,175 (+74.83%)	$960,700 (+74.83%) Land $121,400 Building $839,300
2024	$3,073.00 (-0.29%)	$137,375 (-)	$549,500 (-) Land $67,500 Building $482,000
2023	$3,082.00	$137,375	$549,500 Land $67,500 Building $482,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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