6975 Cole Ave, Highland, CA 92346 Property Records

San Bernardino County property record for 6975 Cole Ave, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 2014
Lot Size	0.208 acres (9,072 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,422 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1191-471-32-0000`

Property Details

APN / Parcel Number

Primary APN	`1191-471-32-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	1,872 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2017
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,072 sqft (0.208 acres)
Lot Dimensions	168 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	591 sqft
Patio Area	858 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6975 COLE AVE
City	HIGHLAND
State	CA
Zip	92346-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 476 FT S AND 753.34 FT W OF NE COR SE 1/4 SEC 32 TP 1N R 3W TH S 5O FT TH E 162.42 FT TH N 5O FT TH W 162.42 FT TO POB AND S .75 FT LOTS 13 AND 14 AND S .75 FT W 38.73 FT LOT 15 COLES ADD TO H1GHLAND
Legal Range	3W
Legal Township	WP
Legal Section	32
Legal Subdivision	COLES ADDITION TO HIGHLAND
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1005
Census Tract	7409

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Highland Historic District listed 2001 · 99 contributing resources · NRIS 01000333

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6975 COLE AVE, HIGHLAND, CA 92346-3133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 19, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 16, 2019	Grant Deed, Transfer · Commercial Mortgage NOT AVAILABLE
Jul 16, 2019	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021
Deed Sale	Mar 19, 2021
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	2021128188
Prior Transfer Date	Feb 9, 2021
Prior Transfer Doc	0000128188
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	6975 COLE AVE, HIGHLAND, CA 92346-3133
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6975 COLE AVE, HIGHLAND, CA 92346-3133

Mortgage

Document Number	0000025363
Date	Feb 2, 2024
Instrument	2024-0025363

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 19, 2021
Property Address	6975 COLE AVE, HIGHLAND, CA 92346-3133
Document Number	0000128188
Map Reference	MB 20 PG 21
Instrument Date	Feb 9, 2021
Instrument	2021-0128188
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6975 COLE AVE, HIGHLAND, CA 92346-3133

Mortgage

Document Number	0000128189
Date	Mar 19, 2021
Instrument	2021-0128189

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 16, 2019
Property Address	6975 COLE AVE, HIGHLAND, CA 92346-3133
Document Number	0000235538
Map Reference	MB 20 PG 21
Instrument Date	Mar 20, 2019
Instrument	2019-0235538
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6975 COLE AVE, HIGHLAND, CA 92346-3133

Mortgage

Document Number	0000235541
Date	Jul 16, 2019
Instrument	2019-0235541

Lender

Name	NOT AVAILABLE
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 16, 2019
Property Address	6975 COLE AVE, HIGHLAND, CA 92346-3133
Document Number	0000235537
Instrument Date	Mar 20, 2019
Instrument	235537
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6975 COLE AVE HIGHLAND CA 923463133, HIGHLAND, CA 92346-3133

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$407,165 (+2%) Land $122,149 Building $285,016
2025	$5,422.00 (+4.47%) Homeowner's exemption	$399,181 (+4.04%) Land $119,754 Building $279,427
2023	$5,190.00 (-0.15%) Homeowner's exemption	$383,680 Land $115,104 Building $268,576
2022	$5,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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