6975 Co Rd 477, Fulton, MO 65251 Property Records

Callaway County property record for 6975 Co Rd 477, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,076 sqft · built 1988
Lot Size	5.53 acres (240,887 sqft)
Owner	Individual Name on Record
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-07.0-35.0-00-000-018.000`

Property Details

APN / Parcel Number

Primary APN	`13-07.0-35.0-00-000-018.000`
Alternative APN	`1307035000000010000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	2,076 sqft
Basement Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	240,887 sqft (5.53 acres)
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Deck Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1307035000000018000
Street Address	6975 COUNTY ROAD 477
City	FULTON
State	MO
Zip	65251-6325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SW & PT SW NW A.K.A. LOT 28 UNRECORDED SURVEY
Legal Lot Number	28
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1033
Census Tract	70302

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage MID AMERICA BANK
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Nov 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK
Dec 14, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Dec 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL TRUST BANK
Nov 5, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance JEFFERSON BANK
Aug 8, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021
Deed Sale	Dec 14, 2021
Prior Sale	Nov 5, 2019
Deed Document Number	202109211
Deed Book / Page	496 / 557
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000241/0000000038
Date	Aug 8, 2018
Book Page	0000000241/0000000038
Instrument	201805157

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Jan 1, 2019

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/455
Date	Aug 27, 2021
Book Page	247/455
Instrument	202106731

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201906951
Date	Nov 5, 2019
Instrument	201906951

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248/90
Date	Dec 14, 2021
Book Page	248/90
Instrument	202109212

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 14, 2021
Property Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325
Document Number	000496/557
Book / Page	496 / 557
Instrument Date	Dec 10, 2021
Instrument	202109211
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325

Mortgage

Document Number	0202109212
Date	Dec 14, 2021
Instrument	202109212

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 5, 2019
Property Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325
Document Number	201906950
Book / Page	86
Instrument Date	Oct 25, 2019
Instrument	201906950
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325

Mortgage

Document Number	201906951
Date	Nov 5, 2019
Instrument	201906951

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2044

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 8, 2018
Property Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325
Document Number	474/106
Book / Page	474 / 106
Instrument Date	Aug 3, 2018
Instrument	201805156
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6975 COUNTY ROAD 477, FULTON, MO 65251-6325

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	South Callaway County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00 (+0.18%)	$40,298 (-)	$212,090 (-)
2024	$1,673.00 (+0.36%)	$40,298 (-)	$212,090 (-)
2023	$1,667.00 (-0.95%)	$40,298 (-0.88%)	$212,090 (-0.88%)
2022	$1,683.00	$40,655 Land $5,254 Building $35,401
2021			$213,970 Land $27,650 Building $186,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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