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6974 Omar Ct, Troy, MI 48098 Property Records

Oakland County property record for 6974 Omar Ct, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,227 sqft · built 2000
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on File
Tax Bill$5,972 (2025)
Deeds & MortgagesDec 2025 Transfer
Jul 2023 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN88-20-04-226-068

Property Details

APN / Parcel Number

Primary APN88-20-04-226-068

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,227 sqft Living Area
1st Floor Area1,612 sqft
Basement Area1,612 sqft
Unfinished Basement1,612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions134 ft deep x 128 ft wide
Garage Area716 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area62 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6974 OMAR CT
CityTROY
StateMI
Zip48098-7206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N,R11E, SEC 4 ROLLING HILLS OF TROY SUB LOT 2 6-2-00 FR -066
Legal Range11E
Legal Township2N
Legal Section4
Legal SubdivisionROLLING HILLS OF TROY
Legal Lot Number2,6
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2000
Census Tract196300

Owner

6974 Omar Ct is owned by a company that acquired it in April 2021 and is owner-occupied.

Source: Oakland County records, as of July 23, 2026

Owner of RecordCompany Name on File
Mailing Address6974 OMAR CT, TROY, MI 48098-7206
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Correction Deed
Jul 26, 2023Intrafamily Transfer, Transfer
Jul 2, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Oct 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST SECURITIES FINANCIAL SERVICES
Nov 22, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2002
Deed SaleDec 9, 2002
Last Transfer DateApr 9, 2021
Transfer Doc0000081036
Record UpdatedSep 20, 2026

December 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionOAKLAND MI
Recording DateDec 17, 2025
Property Address6974 OMAR CT, TROY, MI 48098-7206
Document Number20250159118
Book / Page60799 / 223
Map ReferenceLB 274 PG 23-25
Instrument DateDec 9, 2025
Instrument20250159118
Record UpdatedDec 30, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address6974 OMAR CT, TROY, MI 48098-7206

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6974 OMAR CT, TROY, MI 48098-7206

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJul 26, 2023
Property Address6974 OMAR CT, TROY, MI 48098-7206
Document Number0000081036
Book / Page58761 / 297
Map ReferenceLB 274 PG 23-25
Instrument DateApr 9, 2021
Instrument81036
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6974 OMAR CT, TROY, MI 48098-7206

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6974 OMAR CT, TROY, MI 48098-7206

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6974 OMAR CT, TROY, MI 48098-7206
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000128333
DateJul 2, 2020
Book Page54434/113
Instrument128333
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJun 22, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateOct 20, 2020
Property Address6974 OMAR CT, TROY, MI 48098-7206
Document Number0000215916
Book / Page055018 / 000364
Instrument DateOct 7, 2020
Instrument215916
Transaction TypeTransfer
Record UpdatedNov 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6974 OMAR CT TROY MI 480987206, TROY, MI 48098-7206

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateSep 10, 2020
Property Address6974 OMAR CT, TROY, MI 48098-7206
Document Number0000181981
Book / Page054798 / 000147
Instrument DateAug 6, 2020
Instrument181981
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6974 OMAR CT TROY MI 480987206, TROY, MI 48098-7206

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJan 29, 2020
Property Address6974 OMAR CT, TROY, MI 48098-7206
Document Number0000021658
Book / Page53774 / 00831
Map ReferenceLB 274 PG 23-25
Instrument DateJan 20, 2020
Instrument21658
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFNT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6974 OMAR CT, TROY, MI 48098-7206

Mortgage

Document Number5377400833
DateJan 29, 2020
Instrument53774/00833
Lender
NameFIRST SECURITIES FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2035

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 22, 2019
Property Address6974 OMAR CT, TROY, MI 48098-7206
Document Number0000197184
Book / Page053540 / 000113
Instrument DateAug 1, 2019
Instrument197184
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1134 FAIRWAYS BLVD TROY MI 480856110, TROY, MI 48085-6110

Tax Assessment & Valuation

The 2025 property tax bill for 6974 Omar Ct was $5,972 with a homeowner's exemption, up 2.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,972.00 (+2.66%)
2024$5,817.00
2023$454,620 (-)
2022$6,373.00 Homeowner's exemption$227,310$454,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6974 Omar Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6974 Omar Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER HILLS
serves 74,000 people · EPA ID MI0000325
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionApr 2025
Also Mapped HereTROY
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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