6974 Hubbard Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 6974 Hubbard Rd, Hurlock, MD 21643

Property Summary

Property TypeMobile Home
Details2.5 ba · 1,976 sqft · built 2006
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$2,304 (2026)
Deeds & MortgagesMay 2022 Mortgage
Aug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN12-007647

Property Details

APN / Parcel Number

Primary APN12-007647
Alternative APN
  • 007647

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,976 sqft Total Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleMobile Home
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Deck Area256 sqft
Shed1 Shed
Shed Area768 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number007647
Street Address6974 HUBBARD RD
CityHURLOCK
StateMD
Zip21643-3734
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 1-2 ACRES NW/S HUBBARD RD
Legal Lot Number1,2
JurisdictionDORCHESTER MD
Township / Civil Division12, WILLIAMSBURG
Census Block Group1
Census Block1005
Census Tract970200

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6974 HUBBARD RD, HURLOCK, MD 21643-3734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Intrafamily Transfer, Transfer · FHA Mortgage
FINANCIAL FREEDOM MORTGAGE LLC
Aug 14, 2019Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2005
Deed SaleJun 27, 2005
Deed Document Number200541852
Deed Book / Page658 / 137
Last Transfer DateDec 27, 2021
Transfer Doc0017400172
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDORCHESTER MD
Recording DateMay 4, 2022
Property Address6974 HUBBARD RD, HURLOCK, MD 21643-3734
Document Number0017400172
Book / Page1740 / 172
Instrument DateDec 27, 2021
Transaction TypeTransfer
Record UpdatedMay 24, 2022
Title CompanyEAGLE TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6974 HUBBARD RD, 6974, HURLOCK, MD 21643-3734

Transferred To (Grantee/Buyer)

NameVerified Name
Address6974 HUBBARD RD, HURLOCK, MD 21643-3734

Mortgage

Document Number0001740177
DateMay 4, 2022
Instrument1740-177
Lender
NameFINANCIAL FREEDOM MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueJan 1, 2052

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDORCHESTER MD
Property Address6974 HUBBARD RD, HURLOCK, MD 21643-3734
Document Number0015440223
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6974 HUBBARD RD HURLOCK MD 216433734, HURLOCK, MD 21643-3734

Mortgage

Document Number0015440223
DateOct 18, 2019
Book Page001544/000223
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 17, 2044
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,304.00 (+5.16%) Homeowner's exemption$207,133 (+7.79%)$222,100 (-) Land $42,500 Building $179,600
2025$2,191.00 (+11.27%) Homeowner's exemption$192,167 (+11.9%)$222,100 (+25.34%) Land $42,500 Building $179,600
2023$1,969.00 Homeowner's exemption$171,733$177,200 Land $37,500 Building $139,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Fiber
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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