Hamilton County property record for 6974 Cambridge Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 900 sqft · built 1941 |
| Lot Size | 0.097 acres (4,225 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Oct 2023) |
| Tax Bill | $5,010 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit Dec 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 527-0030-0093-00 |
| Primary APN | 527-0030-0093-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,225 sqft (0.097 acres) |
| Lot Dimensions | 114 ft deep x 38 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 78 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6974 CAMBRIDGE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-3362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE AVE38 X 114 NS CAMBRIDGE 77 FT E OF GROVE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MARIEMONT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 24800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Village of Mariemont listed 2007 · 1,024 contributing resources · National Historic Landmark (designated 2007) · NRIS 07000431 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
6974 Cambridge Ave is owned by an individual who acquired it in September 2025.
Source: Hamilton County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3001 HACKBERRY RD, IRVING, TX 75063-0156 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2024 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Dec 10, 2024 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Nov 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 10, 2025 | Intrafamily Transfer, Transfer |
| Oct 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on File |
| Deed Sale | Oct 18, 2023 · Amount on File |
| Prior Sale | Dec 19, 2012 · Amount on File |
| Deed Document Number | 202374314 |
| Deed Book / Page | 15024 / 971 |
| Last Transfer Date | Sep 3, 2025 |
| Transfer Doc | 0000078992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6974 CAMBRIDGE AVE, CINCINNATI, OH 45227-3362 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 6974 CAMBRIDGE AVE, CINCINNATI, OH 45227-3362 |
| Document Number | 0000053535 |
|---|---|
| Date | Aug 2, 2024 |
| Book Page | 15221/95 |
| Instrument | 2024-0053535 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6974 CAMBRIDGE AVE, CINCINNATI, OH 45227-3362 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 6974 CAMBRIDGE AVE, CINCINNATI, OH 45227-3362 |
| Document Number | 0000087990 |
|---|---|
| Date | Dec 10, 2024 |
| Book Page | 15309/2275 |
| Instrument | 2024-0087990 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6974 CAMBRIDGE AVE, CINCINNATI, OH 45227-3362 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 6974 CMIBEIDGE AVE, FAIRFAX, OH 45227 |
| Document Number | 0000079275 |
|---|---|
| Date | Nov 6, 2024 |
| Book Page | 15288/2637 |
| Instrument | 2024-0079275 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 10, 2025 |
| Property Address | 6974 CAMBRIDGE AVE, CINCINNATI, OH 45227-3362 |
| Document Number | 0000078992 |
| Book / Page | 15519 / 278 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025-0078992 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6974 CAMBRIDGE AVE, CINCINNATI, OH 45227-3362 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 18, 2023 |
| Property Address | 6974 CAMBRIDGE AVE, CINCINNATI, OH 45227-3362 |
| Document Number | 0000074314 |
| Book / Page | 15024 / 971 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023-0074314 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6974 CAMBRIDGE AVE, CINCINNATI, OH 45227-3362 |
| Document Number | 0000074315 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023-0074315 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 6974 Cambridge Ave was $5,010, up 2.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mariemont Village |
| Unified School District | Mariemont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,010.00 (+2.27%) | $71,029 (-) Land $35,756 Building $35,273 | $202,940 Land $102,160 Building $100,780 |
| 2024 | $4,899.00 (+8.43%) | $71,029 (-) Land $35,756 Building $35,273 | |
| 2023 | $4,518.00 (-1.2%) | $71,029 (+16.6%) Land $35,756 Building $35,273 | $202,940 Land $102,160 Building $100,780 |
| 2022 | $4,573.00 Homeowner's exemption | $60,915 Land $26,156 Building $34,759 | |
| 2020 | $174,040 Land $74,730 Building $99,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6974 Cambridge Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6974 Cambridge Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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