6973 Twisting Pines Loop, Zephyrhills, FL 33541 Property Records

Pasco County property record for 6973 Twisting Pines Loop, Zephyrhills, FL 33541

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,004 sqft · built 2024
Lot Size0.146 acres (6,341 sqft)
Owner2 Individual Names on Record
Last Sale$393,200 (Dec 2024)
Tax Bill$6,520 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-26-21-0140-00200-0020

Property Details

APN / Parcel Number

Primary APN05-26-21-0140-00200-0020
Alternative APN
  • 2126050140002000020

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,004 sqft Living Area
Gross Area2,487 sqft
1st Floor Area2,004 sqft
FlooringTile

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,341 sqft (0.146 acres)
Garage TypeAttached
Garage Area483 sqft
DrivewayDriveway
Driveway Area600 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6973 TWISTING PINES LOOP
CityZEPHYRHILLS
StateFL
Zip33541-2967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionCHAPEL CREEK VILLAGES 7 & 8 PHASES 1 - 3 PB 88 PG 014 BLOCK 2 LOT 2
Legal SubdivisionCHAPEL CREEK
Legal Tract140
Legal Block2
Legal Lot Number2
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group3
Census Block3006
Census Tract32901

Owner

Source: Pasco County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6973 TWISTING PINES LOOP, ZEPHYRHILLS, FL 33541-2967
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Prior SaleMay 14, 2024 · Amount on Record
Deed Document Number2024217446
Deed Book / Page11127 / 261
Record UpdatedOct 29, 2026

December 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateDec 13, 2024
Property Address6973 TWISTING PINES LOOP, ZEPHYRHILLS, FL 33541-2967
Document Number0111270261
Book / Page11127 / 261
Map ReferenceMB 88 PG 14-28
Instrument DateDec 10, 2024
Instrument2024217446
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,752.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6973 TWISTING PINES LOOP, ZEPHYRHILLS, FL 33541-2967

Mortgage

Document Number2024217447
DateDec 13, 2024
Instrument2024217447
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$316,310 (-0.21%) Land $59,605 Building $256,705$316,310 (-0.21%) Land $59,605 Building $256,705
2025$6,520.00 (+118.06%)$316,979 (+685.98%) Land $59,605 Building $257,374$316,979 (+685.98%) Land $59,605 Building $257,374
2023$2,990.00 (+33.54%)$40,329 (+2%) Land $40,329$40,329 (+2%) Land $40,329
2022$2,239.00$13,443$13,443 Land $13,443

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims5 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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