6973 Spruce Ave, Newaygo, MI 49337 Property Records

Newaygo County property record for 6973 Spruce Ave, Newaygo, MI 49337

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Jul 2007)
Tax Bill	$925 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-16-400-032`

Property Details

APN / Parcel Number

Primary APN	`19-16-400-032`

Exterior

Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6973 SPRUCE AVE
City	NEWAYGO
State	MI
Zip	49337-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOCAL ZONE
Legal Description	S 1/2 S 1/2 OF E 400 FT OF THAT PART OF NE 1/4 SE 1/4 SEC 16, T12N R12W
Legal Range	12W
Legal Township	12N
Legal Section	16
Jurisdiction	NEWAYGO MI
Township / Civil Division	BROOKS
Census Block Group	1
Census Block	1040
Census Tract	970900

Owner

Source: Newaygo County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6973 SPRUCE AVE, NEWAYGO, MI 49337-9009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2007 · Amount on Record
Deed Sale	Jul 24, 2007 · Amount on Record
Prior Sale	Feb 2, 2001
Deed Book / Page	427 / 9706
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	6973 SPRUCE AVE, NEWAYGO, MI 49337-9009
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000471/0000009023
Date	Nov 7, 2018
Book Page	0000000471/0000009023

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
County Subdivision	Brooks Township
Unified School District	Newaygo Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,800 (+45.62%)	$129,600 (+45.62%)
2025	$925.00 (+10.65%)
2023		$44,500	$89,000
2022	$836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 88% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: NCATS.

Cell Coverage

5G (outdoors only) and 4G LTE

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