Osceola County property record for 6973 Audobon Osprey Cv, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,841 sqft · built 2023 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Jun 2026) |
| Tax Bill | $5,650 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-31-3497-0001-0850 |
| Primary APN | 13-26-31-3497-0001-0850 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,841 sqft Living Area |
| Gross Area | 3,707 sqft |
| 1st Floor Area | 2,841 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 601 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 249 sqft |
| Heating System | HVAC |
|---|
| Street Address | 6973 AUDOBON OSPREY CV |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES AT HARMONY PH 2A PB 32 PGS 148-153 LOT 85 |
| Legal Subdivision | VILLAGES AT HARMONY PHASE 2A |
| Legal Lot Number | 85 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2115 |
| Census Tract | 43801 |
Source: Osceola County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6973 AUDOBON OSPREY CV, HARMONY, FL 34773-6182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Oct 19, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Oct 19, 2023 · Amount on Record |
| Deed Document Number | 202683989 |
| Deed Book / Page | 6994 / 1011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 26, 2026 |
| Property Address | 6973 AUDOBON OSPREY CV, HARMONY, FL 34773-6182 |
| Document Number | 0000083989 |
| Book / Page | 6994 / 1011 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202683989 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357,035.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6973 AUDOBON OSPREY CV, HARMONY, FL 34773-6182 |
| Document Number | 0000083990, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202683990 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 19, 2023 |
| Property Address | 6973 AUDOBON OSPREY CV, HARMONY, FL 34773-6182 |
| Document Number | 0064921190 |
| Book / Page | 6492 / 1190 |
| Map Reference | MB 32 PG 148-153 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023137879 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,633.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 6973 AUDOBON OSPREY CV, HARMONY, FL 34773-6182 |
| Document Number | 0064921191 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 6492/1191 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,650.00 (+5.16%) | $215,976 (+619.92%) | $413,000 (+1,276.67%) Land $70,000 Building $343,000 |
| 2024 | $5,373.00 (+90.46%) | ||
| 2023 | $2,821.00 (+2,037.12%) | $30,000 (+215.79%) Land $30,000 | $30,000 (+215.79%) Land $30,000 |
| 2022 | $132.00 | $9,500 Land $9,500 | $9,500 Land $9,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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