6972 W FM 922, Era, TX 76238 Property Records

Cooke County property record for 6972 W FM 922, Era, TX 76238

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,499 sqft · built 2004
Lot Size1.09 acres (47,480 sqft)
Owner2 Individual Names on File
Last Sale$143,900 (May 2005)
Tax Bill$5,278 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN2082-000-00007

Property Details

APN / Parcel Number

Primary APN2082-000-00007
Alternative APN
  • 54022

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,499 sqft Living Area
Gross Area4,275 sqft
1st Floor Area1,699 sqft
FlooringCeramic Tile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area47,480 sqft (1.09 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2082-000-00007
Street Address6972 W FM 922
CityERA
StateTX
Zip76238-2057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWLES ESTATES; LOT 7; ACRES 1.09
Legal SubdivisionBOWLES ESTATES
Legal Lot Number7
JurisdictionCOOKE TX
Township / Civil DivisionVALLEY VIEW
Census Block Group4
Census Block4060
Census Tract900

Owner

6972 W FM 922 is owned and occupied by two individuals who bought it in May 2005.

Source: Cooke County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address6972 W FM 922, ERA, TX 76238-2057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2005 · Amount on File
Deed SaleMay 24, 2005 · Amount on File
Deed Document Number20054333
Deed Book / Page1371 / 608
Prior Transfer DateMay 20, 2005
Prior Transfer Doc0000004333
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Recording DateSep 14, 2026
Property Address6972 W FM 922, ERA, TX 76238-2057
Document Number0000006967
Book / Page2808 / 565
Instrument DateSep 9, 2026
Instrument20266967
Transaction TypeMortgage
Record UpdatedOct 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6972 W FM 922, ERA, TX 76238-2057

Mortgage

Document Number0000006967,
DateSep 14, 2026
Book Page2808/565
Instrument20266967
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 1, 2036
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 6972 W FM 922 was $5,278 with a homeowner's exemption, up 44.2% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictEra Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,278.00 (+44.25%) Homeowner's exemption$388,444 (+1%)$425,087 (+2.71%) Land $100,701 Building $324,386
2025$3,659.00 (-0.92%) Homeowner's exemption$353,131 Land $89,486 Building $324,386$413,872 Land $89,486 Building $324,386
2024$3,693.00
2023$291,844 Land $73,351 Building $297,627$370,978 Land $73,351 Building $297,627
2022$3,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6972 W FM 922 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6972 W FM 922 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERA WSC
serves 462 people · EPA ID TX0490014
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
ElektraFi
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

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