6972 Southern Trace Loop, Leeds, AL 35094 Property Records

Jefferson County property record for 6972 Southern Trace Loop, Leeds, AL 35094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,893 sqft · built 2024
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$312,400 (May 2024)
Tax Bill	$3,687 (2025)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-00-25-4-000-033.000`

Property Details

APN / Parcel Number

Primary APN	`24-00-25-4-000-033.000`
Alternative APN	`455143`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	4,800 sqft

Exterior

Year Built	Built 2024
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,801 sqft (0.225 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	455143
Street Address	6972 SOUTHERN TRACE LOOP
City	LEEDS
State	AL
Zip	35094-6615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 SOUTHERN TRACE SECTOR 5 PB 261 PG 65
Legal Subdivision	SOUTHERN TRACE SECTOR 5
Legal Lot Number	10
Jurisdiction	JEFFERSON AL
Township / Civil Division	LEEDS
Census Block Group	2
Census Block	2032
Census Tract	12704

Owner

Source: Jefferson County records · APN 24-00-25-4-000-033.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6972 SOUTHERN TRACE LOOP, LEEDS, AL 35094-6615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Deed Document Number	2024053188
Record Updated	Jun 08, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	6972 SOUTHERN TRACE LOOP, LEEDS, AL 35094-6615
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6972 SOUTHERN TRACE LOOP, LEEDS, AL 35094-6615

Mortgage

Document Number	0000071776
Date	Aug 05, 2025
Instrument	2025071776

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Leeds City
Unified School District	Leeds City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,687.00	$62,180	$310,900 Land $48,000 Building $262,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 35 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LEEDS WATER WORKS BOARD serves 21,300 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.