6972 Sims Rd, Harrison, TN 37341 Property Records

Hamilton County property record for 6972 Sims Rd, Harrison, TN 37341

Property Summary

Property Type	Single Family Home
Details	3 ba · built 2024
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Apr 2025)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Apr 2025 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077 010.14`

Property Details

APN / Parcel Number

Primary APN	`077 010.14`
Alternative APN	`0000156237`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story

Exterior

Year Built	Built 2024
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	270 ft deep x 205 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000156237
Old Parcel Number	077 010.14
Street Address	6972 SIMS RD
City	HARRISON
State	TN
Zip	37341-8023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 JOE LEAMON SUB PB82 PG7 OUT OF 077-010 FOR 2006
Legal Subdivision	JOE LEAMON SUB
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	10103

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6972 SIMS RD, HARRISON, TN 37341-8023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Construction Mortgage MILLENNIUM BANK
Apr 2, 2025	Warranty Deed, Transfer · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 15, 2020	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Apr 15, 2020 · Amount on Record
Deed Document Number	2025040200109
Deed Book / Page	13880 / 152
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6972 SIMS RD, HARRISON, TN 37341-8023
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000034
Date	Aug 8, 2023
Book Page	13366/575
Instrument	2023080800034

Lender

Name	MILLENNIUM BANK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 2, 2024

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 2, 2025
Property Address	6972 SIMS RD, HARRISON, TN 37341-8023
Document Number	0000000109
Book / Page	13880 / 152
Map Reference	MB 82 PG 7
Instrument Date	Mar 31, 2025
Instrument	2025040200109
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6972 SIMS RD, HARRISON, TN 37341-8023
Investor	Possibly a Property Investor

Mortgage

Document Number	0013880154
Date	Apr 2, 2025
Instrument	13880/154

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 15, 2020
Property Address	6972 SIMS RD, HARRISON, TN 37341-8023
Document Number	0415000217
Book / Page	011970 / 000576
Instrument Date	Apr 13, 2020
Instrument	200415000217
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5026 OLD JACKSON RD APISON TN 373029515, APISON, TN 37302-9515

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+166.1%)	$145,075 (+292.63%)	$580,300 (+292.63%) Land $68,000 Building $512,300
2024	$826.00 (+348.91%)	$36,950 (+349.24%)	$147,800 (+349.24%) Land $32,900 Building $114,900
2023	$184.00	$8,225	$32,900 Land $32,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

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