Erie County and Evans Town property record for 6972 Putnam Dr, Derby, NY 14047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1958 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,159 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 144489 206.08-5-13.1 |
| Primary APN | 144489 206.08-5-13.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Porch | Slab |
| Porch Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 001 0739000 |
|---|---|
| Street Address | 6972 PUTNAM DR |
| City | DERBY |
| State | NY |
| Zip | 14047-9641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 13.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | EVANS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 15401 |
Source: Erie County and Evans Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6972 PUTNAM DR, DERBY, NY 14047-9641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 6972 PUTNAM DR, DERBY, NY 14047-9641 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 6972 PUTNAM DR, DERBY, NY 14047-9641 |
| Document Number | 0141863099 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 14186/3099 |
| Instrument | 2026001914 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Evans Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Evans Town |
| Unified School District | Evans-Brant Central School District (Lake Shore) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,159.00 (+1.51%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,097.00 (+2.99%) | $79,000 (-) Land $18,200 Building $60,800 | $161,200 (+10.18%) Land $37,137 Building $124,063 |
| 2024 | $3,978.00 Homeowner's exemption Senior Citizen's exemption | $79,000 (-) Land $18,200 Building $60,800 | $146,300 (+7.42%) Land $33,705 Building $112,595 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $79,000 Land $18,200 Building $60,800 | $136,200 Land $31,378 Building $104,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 8 (1996–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANS WATER DISTRICT serves 160 people · EPA ID NY1400447 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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