6972 Lake Rd, Madison, OH 44057 Property Records

Lake County property record for 6972 Lake Rd, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,600 sqft · built 1954
Lot Size	0.143 acres (6,268 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Jul 2023)
Tax Bill	$4,778 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-B-098-E-00-002-0`

Property Details

APN / Parcel Number

Primary APN	`01-B-098-E-00-002-0`
Alternative APN	`F 256`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	500 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Lot Area	6,268 sqft (0.143 acres)
Lot Dimensions	114 ft deep x 55 ft wide
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	F 256
Street Address	6972 LAKE RD
City	MADISON
State	OH
Zip	44057-1265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COWLES & ELY LOT TRACT 2 PART OF VACATED ALLEY
Legal Subdivision	CUMINGS BEACH PARK SUBDIVISION
Legal Tract	2
Legal Lot Number	1234
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3003
Census Tract	206700

Owner

6972 Lake Rd is owned and occupied by an individual who bought it in July 2023.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	6972 LAKE RD, MADISON, OH 44057-1265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · USDA Mortgage USDA
Sep 22, 2022	Transfer on Death Deed, Transfer
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Nov 28, 2007
Deed Document Number	482947
Record Updated	Jun 7, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jul 27, 2023
Property Address	6972 LAKE RD, MADISON, OH 44057-1265
Document Number	0000014428
Map Reference	VOL F PG 49
Instrument Date	Jul 26, 2023
Instrument	2023R014428
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6972 LAKE RD, MADISON, OH 44057-1265

Mortgage

Document Number	0000014429
Date	Jul 27, 2023
Instrument	2023R014429

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Sep 22, 2022
Property Address	6972 LAKE RD, MADISON, OH 44057-1265
Document Number	0000026074
Map Reference	VOL F PG 49
Instrument Date	Sep 21, 2022
Instrument	2022R026074
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	6972 LAKE RD, MADISON, OH 44057-1265
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	LOUISVILLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014577
Date	Apr 29, 2021
Instrument	2021R014577

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,778.00 (+43.96%) Homeowner's exemption	$42,990 (-0.69%) Land $7,270 Building $35,720
2022	$3,319.00 Homeowner's exemption	$43,290 Land $7,570 Building $35,720
2021			$122,830 Land $20,780 Building $102,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6972 Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6972 Lake Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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