6972 FM 23 W, Rusk, TX 75785 Property Records

Cherokee County property record for 6972 FM 23 W, Rusk, TX 75785

Property Summary

Property TypeRural Home
Details3 bd · 2,454 sqft · built 1975
Lot Size5.12 acres (223,114 sqft)
Owner2 Individual Names on Record
Last Sale$100,600 (Oct 2005)
Tax Bill$3,700 (2026)
Deeds & MortgagesMar 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN000028-12160-0014000

Property Details

APN / Parcel Number

Primary APN000028-12160-0014000
Alternative APN
  • 103755000

Interior

Bedrooms3 Beds
Building Area2,454 sqft Living Area
Gross Area5,411 sqft
1st Floor Area2,454 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area223,114 sqft (5.12 acres)
PorchPorch
Porch Area52 sqft
Deck Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number000028-12160-0014000
Street Address6972 FM 23 W
CityRUSK
StateTX
Zip75785-5984
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA 28 BLK 1216 TR 14 L JORDAN I15
Legal SubdivisionL JORDAN SURVEY A-
Legal Tract14
Legal Block1216
JurisdictionCHEROKEE TX
Township / Civil DivisionRUSK
Census Block Group1
Census Block1065
Census Tract950801

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6972 FM 23 W, RUSK, TX 75785-5984
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2005 · Amount on Record
Deed SaleOct 27, 2005 · Amount on Record
Deed Document Number2005544533
Deed Book / Page1748 / 450
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE TX
Property Address6972 FM 23 W, RUSK, TX 75785-5984
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002751/439
DateMar 17, 2023
Book Page2751/439
Instrument721618
Lender
NameAUSTIN BANK TEXAS NA
TypeBank
AddressWHITEHOUSE, TX 75791
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 8, 2053

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCherokee County
Unified School DistrictRusk Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,700.00 (+162.04%) Homeowner's exemption$290,930 (+0.65%) Land $22,680 Building $268,250$290,930 (+0.65%) Land $22,680 Building $268,250
2025$1,412.00 (-42.08%) Homeowner's exemption$289,050 (+0.26%) Land $20,800 Building $268,250$289,050 (+0.26%) Land $20,800 Building $268,250
2023$288,300 Land $20,050 Building $268,250$288,300 Land $20,050 Building $268,250
2022$2,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 71% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRUSK RURAL WSC CROCKETT ST PLANT
serves 1,950 people · EPA ID TX0370031
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CCECA Broadband
Fiber
2,000 / 2,000
Eastex Telephone Cooperative
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 23 W

Nearby Streets

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