6972 Ellsworth Cir, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 6972 Ellsworth Cir, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,529 sqft · built 1970
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$513,000 (Jul 2020)
Tax Bill	$6,718 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`239-0282-020-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0282-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,529 sqft Living Area
1st Floor Area	1,285 sqft
2nd Floor Area	924 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6972 ELLSWORTH CIR
City	FAIR OAKS
State	CA
Zip	95628-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LARCHMONT HILLS 08, LOT 576
Legal Subdivision	LARCHMONT HILLS 08
Legal Lot Number	576
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3001
Census Tract	7904

Owner

6972 Ellsworth Cir is owned by an individual who bought it in July 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8960 PANAMINT CT, ELK GROVE, CA 95624-3713
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 23, 2020	Grant Deed, Construction Loan · Construction Mortgage SECURED INCOME GRP INC
Jan 23, 2020	Affidavit of Death, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Jan 23, 2020 · Amount on File
Deed Book / Page	20200724 / 1543
Prior Transfer Date	Aug 11, 2012
Prior Transfer Doc	7090000000900
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 24, 2020
Property Address	6972 ELLSWORTH CIR, FAIR OAKS, CA 95628-4410
Document Number	2007241543
Instrument Date	Jul 23, 2020
Instrument	2007241543
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8960 PANAMINT CT ELK GROVE CA 956243713, ELK GROVE, CA 95624-3713

Mortgage

Document Number	2007241544
Date	Jul 24, 2020
Instrument	2007241544

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 23, 2020
Property Address	6972 ELLSWORTH CIR, FAIR OAKS, CA 95628-4410
Document Number	2001231537
Instrument Date	Jan 21, 2020
Instrument	2001231537
Transaction Type	Construction Loan
Record Updated	Feb 17, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6939 SUNRISE BLVD #111 CITRUS HEIGHTS CA 956103153, 111, CITRUS HEIGHTS, CA 95610-3153

Mortgage

Document Number	2001231538
Date	Jan 23, 2020
Instrument	2001231538

Lender

Name	SECURED INCOME GRP INC
Address	TUSTIN, CA 92780

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 22, 2021

Mortgage

Document Number	2001231539,
Date	Jan 23, 2020
Instrument	2001231539

Lender

Name	SECURED INCOME GRP INC
Address	TUSTIN, CA 92780

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 22, 2021

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 23, 2020
Property Address	6972 ELLSWORTH CIR, FAIR OAKS, CA 95628-4410
Document Number	2001231536
Instrument Date	Jan 21, 2020
Instrument	2001231536
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5645 MINERS CIR ROCKLIN CA 957654140, ROCKLIN, CA 95765-4140

Tax Assessment & Valuation

The 2025 property tax bill for 6972 Ellsworth Cir was $6,718, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,390 (+2%) Land $99,366 Building $467,024
2025	$6,718.00 (+2.14%)	$555,285 Land $97,418 Building $457,867
2024	$6,577.00 (+1.61%)
2023	$6,473.00 (+2.05%)	$533,725 Land $93,636 Building $440,089
2022	$6,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6972 Ellsworth Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6972 Ellsworth Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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