Mason County property record for 6972 Cherry St, Ludington, MI 49431
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,582 sqft · built 1974 |
| Lot Size | 0.677 acres (29,525 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,913 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-220-149-00 |
| Primary APN | 007-220-149-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 29,525 sqft (0.677 acres) |
| Garage Area | 1,552 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6972 CHERRY ST |
|---|---|
| City | LUDINGTON |
| State | MI |
| Zip | 49431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | X86220 144 00 COMB 1993 HAMLIN LAKE ESTATES NO. 1 LOTS 21 THRU 27 BLOCK 15 |
| Legal Subdivision | HAMLIN LAKE ESTATES NO 1 |
| Legal Block | 15 |
| Legal Lot Number | 21-27 |
| Jurisdiction | MASON MI |
| Township / Civil Division | HAMLIN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950200 |
6972 Cherry St is owned and occupied by an individual who acquired it in April 2007.
Source: Mason County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6972 CHERRY ST, LUDINGTON, MI 49431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 27, 2007 |
| Transfer Doc | 2010R05529 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 6972 Cherry St was $1,913 with a homeowner's exemption, up 1.5% from the year before.
Source: Mason County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mason County |
| County Subdivision | Hamlin Township |
| Unified School District | Ludington Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,200 (+12.99%) Land $139,200 | $278,400 (+12.99%) | |
| 2025 | $1,913.00 (+1.54%) Homeowner's exemption | $123,200 Land $123,200 | $246,400 |
| 2024 | $1,884.00 | ||
| 2023 | $101,200 Land $101,200 | $202,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6972 Cherry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6972 Cherry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
5G (outdoors only) and 4G LTE
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