6971 Pine Tree Trl, Oscoda, MI 48750 Property Records

Iosco County property record for 6971 Pine Tree Trl, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1973
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$282,500 (Jun 2026)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064L4100101500`

Property Details

APN / Parcel Number

Primary APN	`064L4100101500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,444 sqft Building Perimeter
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	139 ft deep x 149 ft wide
Garage Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6971 PINE TREE TRL
City	OSCODA
State	MI
Zip	48750-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKEWOOD SHORES NO. 11 SUB LOT 1015
Legal Subdivision	LAKEWOOD SHORES
Legal Lot Number	1015
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	3
Census Block	3046
Census Tract	300

Owner

Source: Iosco County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6971 PINE TREE TRL, OSCODA, MI 48750-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 26, 2026	Deed of Trust, Mortgage · Construction Mortgage HOMES MORTGAGE LLC
Mar 17, 2023	Warranty Deed, Transfer
Sep 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Mar 17, 2023 · Amount on Record
Deed Document Number	20263613
Prior Transfer Date	Aug 2, 2013
Prior Transfer Doc	01089/00319
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Jun 22, 2026
Property Address	6971 PINE TREE TRL, OSCODA, MI 48750-9787
Document Number	0000003613
Instrument Date	Jun 18, 2026
Instrument	20263613
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6971 PINE TREE TRL, OSCODA, MI 48750-9787

Mortgage

Document Number	0000003614,
Date	Jun 22, 2026
Instrument	20263614

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Recording Date	May 26, 2026
Property Address	6971 PINE TREE TRL, OSCODA, MI 48750-9787
Document Number	0000003021
Instrument Date	May 18, 2026
Instrument	20263021
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6971 PINE TREE TRL, OSCODA, MI 48750-9787

Mortgage

Document Number	0000003021,
Date	May 26, 2026
Instrument	20263021

Lender

Name	HOMES MORTGAGE LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate Type	Balloon
Rate	6.3%
Initial Type	Balloon
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Mar 17, 2023
Property Address	6971 PINE TREE TRL, OSCODA, MI 48750-9787
Document Number	2023001081
Instrument Date	Mar 16, 2023
Instrument	2023001081
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Sep 30, 2020
Property Address	6971 PINE TREE TRL, OSCODA, MI 48750-9787
Document Number	2020005679
Instrument	2020005679
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 MOTORWAY DR, WATERFORD, MI 48328-3455

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,200 (+4.02%) Land $93,200	$186,400 (+4.02%) Land $186,400
2025	$2,339.00 Homeowner's exemption	$89,600 Land $89,600	$179,200 Land $179,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Pine Tree Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures