Osceola County property record for 6970 Stable Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,685 sqft Heated Area |
| Lot Size | 45,607 sqft (1.04 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2001) |
| Tax Bill | $2,661.00 (2025) |
| Primary APN | 103086 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,685 sqft Heated Area |
| Gross Area | 3,067 sqft Gross Area |
| 1st Floor | 1,685 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 45,607 sqft (1.04 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 576 sqft Garage |
| Pool Area | 288 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 684 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 346 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 103086 |
|---|---|
| Street Address | 6970 STABLE CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 69 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 3 |
| Legal Tract | 2599 |
| Legal Block | 1 |
| Legal Lot Number | 69 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
Source: Osceola County records · APN 103086
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 6970 STABLE CT, SAINT CLOUD, FL 34771-9529 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2001 · Amount on Record |
| Deed Sale | Mar 09, 2001 · Amount on Record |
| Deed Doc Number | 0184601855 |
| Deed Book / Page | 01846 / 01855 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6970 STABLE CT, SAINT CLOUD, FL 34771-9529 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6970 STABLE CT, SAINT CLOUD, FL 34771-9529 |
| Document Number | 0064170766 |
|---|---|
| Date | Jun 01, 2023 |
| Book Page | 6417/766 |
| Instrument | 2023070403 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (+8.52%) Homeowner's exemption | $181,512 (+5.99%) | $401,800 (+13.28%) Land $108,000 Building $293,800 |
| 2023 | $2,452.00 (+4.83%) Homeowner's exemption | $171,260 (+3%) | $354,700 (+21.35%) Land $85,000 Building $269,700 |
| 2022 | $2,339.00 Homeowner's exemption | $166,272 | $292,300 Land $68,000 Building $224,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 161 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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