6970 SE Park Trace Dr, Stuart, FL 34997 Property Records

Martin County property record for 6970 SE Park Trace Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	built 2025
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$662,000 (May 2026)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-38-41-002-000-0054.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`34-38-41-002-000-0054.0-0-0000`
Alternative APNs	`34-38-41-002-000-00540-0` `1130056`

Exterior

Year Built	Built 2025
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Homesite

Location & Zoning

Street Address	6970 SE PARK TRACE DR
City	STUART
State	FL
Zip	34997-6399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 THE PRESERVE AT PARK TRACE PUD (PB 20/8)
Legal Subdivision	THE PRESERVE AT PARK TRACE PUD
Legal Lot Number	54
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1108

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6970 SE PARK TRACE DR, STUART, FL 34997-6399
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Deed Document Number	20263188128
Deed Book / Page	3569 / 1675
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 28, 2026
Property Address	6970 SE PARK TRACE DR, STUART, FL 34997-6399
Document Number	0003188128
Book / Page	3569 / 1675
Instrument Date	May 26, 2026
Instrument	20263188128
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	DHI TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$468,034.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6970 SE PARK TRACE DR, STUART, FL 34997-6399

Mortgage

Document Number	0003188129,
Date	May 28, 2026
Instrument	20263188129

Lender

Name	DHI MORTGAGE COMPANY LP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00	$66,000	$75,970 Land $75,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250