6970 Cemetery Rd, De Graff, OH 43318 Property Records

Champaign County property record for 6970 Cemetery Rd, De Graff, OH 43318

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,816 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Jun 2021)
Tax Bill	$2,941 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033103-8`

Property Details

APN / Parcel Number

Primary APN	`033103-8`
Alternative APN	`A01-01-12-12-00-016-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,202 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,048 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Deck Area	75 sqft
Patio Area	243 sqft
Balcony Area	50 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	033103-8
Street Address	6970 CEMETERY RD
City	DE GRAFF
State	OH
Zip	43318-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 12-03-12 __ NE COR NE
Legal Range	12W
Legal Township	1N
Legal Section	12
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1026
Census Tract	10200

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6970 CEMETERY RD, DE GRAFF, OH 43318-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 25, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Jan 25, 2019 · Amount on Record
Deed Document Number	20213321
Deed Book / Page	578 / 4802
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	6970 CEMETERY RD, DE GRAFF, OH 43318-9511
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00586/2518
Date	Jul 20, 2022
Book Page	586/2518
Instrument	202200003655

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union
Address	DAYTON, OH 45409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jun 15, 2021
Property Address	6970 CEMETERY RD, DE GRAFF, OH 43318-9511
Document Number	578/4802
Book / Page	578 / 4802
Instrument Date	May 27, 2021
Instrument	202100003321
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6970 CEMETERY RD, DE GRAFF, OH 43318-9511

Mortgage

Document Number	202100003322
Date	Jun 15, 2021
Instrument	202100003322

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jan 25, 2019
Property Address	6970 CEMETERY RD, DE GRAFF, OH 43318-9511
Document Number	564/1170
Book / Page	564 / 1170
Instrument Date	Jan 25, 2019
Instrument	201900000306
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000307
Date	Jan 25, 2019
Instrument	201900000307

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Adams Township
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,941.00 (-7.78%)	$90,820 (+21.4%) Land $8,750 Building $82,070	$259,490 (+21.4%) Land $25,000 Building $234,490
2024	$3,189.00 (+11%)	$74,810 (-) Land $7,000 Building $67,810
2023	$2,873.00 (-3.85%)	$74,810 (-) Land $7,000 Building $67,810	$213,740 (-) Land $20,000 Building $193,740
2022	$2,988.00	$74,810 Land $7,000 Building $67,810	$213,740 Land $20,000 Building $193,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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