Jessamine County property record for 697 Wise Dr, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,161 sqft · built 1996 |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Sep 2019) |
| Tax Bill | $993 (2025) |
| Deeds & Mortgages | Sep 2019 Sale Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-30-03-007.00 |
| Primary APN | 024-30-03-007.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 697 WISE DR |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65 |
| Legal Subdivision | WOODSPOINTE |
| Legal Lot Number | 65 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 60401 |
697 Wise Dr is owned and occupied by two individuals who bought it in September 2019.
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 697 WISE DR, WILMORE, KY 40390-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on File |
| Deed Sale | Sep 19, 2019 · Amount on File |
| Prior Sale | Oct 7, 2015 |
| Deed Document Number | 379855 |
| Deed Book / Page | D797 / 952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Sep 19, 2019 |
| Property Address | 697 WISE DR, WILMORE, KY 40390-1446 |
| Document Number | 0000379855 |
| Book / Page | 000797 / 000952 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 379855 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 697 WISE DR WILMORE KY 403901446, WILMORE, KY 40390-1446 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 697 WISE DR, WILMORE, KY 40390-1446 |
| Document Number | 0000355223 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE AND ESCROW SERI |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 697 WISE DR WILMORE KY 403901446, WILMORE, KY 40390-1446 |
| Document Number | 0000355223 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 001290/000603 |
| Instrument | 355223 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2047 |
The 2025 property tax bill for 697 Wise Dr was $993 with a homeowner's exemption.
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $993.00 Homeowner's exemption | $144,000 Land $24,000 Building $120,000 | $144,000 Land $24,000 Building $120,000 |
| 2023 | $1,037.00 Homeowner's exemption | $144,000 Land $24,000 Building $120,000 | $144,000 Land $24,000 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 697 Wise Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 697 Wise Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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