697 Windsor Dr, Westminster, MD 21158 Property Records

Carroll County property record for 697 Windsor Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,576 sqft · built 1987
Lot Size	0.257 acres (11,174 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2013)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-093187`

Property Details

APN / Parcel Number

Primary APN	`07-093187`
Alternative APNs	`7093187` `093187`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,576 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,174 sqft (0.257 acres)
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	093187
Street Address	697 WINDSOR DR
City	WESTMINSTER
State	MD
Zip	21158-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 3 - 11174 SF WINDSOR DR 28-26 UNIONTOWN PARK
Legal Subdivision	UNIONTOWN PARK
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3008
Census Tract	507704

Owner

Source: Carroll County records · APN 07-093187

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	697 WINDSOR DR, WESTMINSTER, MD 21158-4200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2013 · Amount on Record
Deed Sale	Sep 05, 2013 · Amount on Record
Prior Sale	Feb 04, 2013 · Amount on Record
Deed Book / Page	7471 / 125
Transfer Doc	0000000609
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	May 08, 2026
Property Address	697 WINDSOR DR, WESTMINSTER, MD 21158-4200
Document Number	1175000168
Book / Page	11758 / 168
Instrument Date	Apr 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 WINDSOR DR, WESTMINSTER, MD 21158-4200

Mortgage

Document Number	1175000168,
Date	May 08, 2026
Book Page	11758/168

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,000 (+6.43%) Land $80,600 Building $253,400	$334,000 (-) Land $80,600 Building $253,400
2025	$4,968.00 (+7.49%) Homeowner's exemption	$313,833 (+14.75%)	$334,000 (+22.12%) Land $80,600 Building $253,400
2023	$4,622.00 Homeowner's exemption	$273,500 Land $80,600 Building $192,900	$273,500 Land $80,600 Building $192,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 663 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WESTMINSTER serves 35,256 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.