Flathead County property record for 697 Waverly Pl, Whitefish, MT 59937
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 2005 |
| Lot Size | 0.047 acres (2,047 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,600 (Jun 2019) |
| Tax Bill | $1,409 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0768901 |
| Primary APN | R0768901 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 648 sqft |
| 2nd Floor Area | 648 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,047 sqft (0.047 acres) |
| Garage Area | 253 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000500053 |
|---|---|
| Street Address | 697 WAVERLY PL |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2337 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | GARDEN TOWNHOUSES, S25, T31 N, R22 W, LOT 03B |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 25 |
| Legal Subdivision | GARDEN TOWNHOUSES |
| Legal Lot Number | 3B |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 301 |
697 Waverly Pl, a townhouse, is owned and occupied by an individual who bought it in June 2019.
Source: Flathead County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 697 WAVERLY PL, WHITEFISH, MT 59937-2337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Dec 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Jun 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on File |
| Deed Sale | Jun 20, 2019 · Amount on File |
| Prior Sale | Mar 16, 2006 · Amount on File |
| Deed Document Number | 201912346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 22, 2026 |
| Property Address | 697 WAVERLY PL, WHITEFISH, MT 59937-2337 |
| Document Number | 0000021154 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202621154 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 697 WAVERLY PL, WHITEFISH, MT 59937-2337 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021154, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202621154 |
| Name | WINTRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 697 WAVERLY PL, WHITEFISH, MT 59937-2337 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 697 WAVERLY PL, WHITEFISH, MT 59937-2337 |
| Investor | Possibly a Property Investor |
| Document Number | 202300022663 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 202300022663 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 20, 2019 |
| Property Address | 697 WAVERLY PL, WHITEFISH, MT 59937-2337 |
| Document Number | 201900012346 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 201900012346 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 GRANITE AVE, LIBBY, MT 59923-9112 |
| Investor | Possibly a Property Investor |
| Document Number | 201900012347 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 201900012347 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
The 2026 property tax bill for 697 Waverly Pl was $1,409.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,409.00 | $485,000 | |
| 2025 | $485,000 Land $162,679 Building $322,321 | ||
| 2023 | $2,235.00 | $325,500 | $325,500 Land $49,694 Building $275,806 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 697 Waverly Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 697 Waverly Pl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Vero Fiber.
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