Kane County property record for 697 W Spring St, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,458 sqft · built 1976 |
| Lot Size | 0.227 acres (9,885 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,511 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-34-277-001 |
| Primary APN | 06-34-277-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 2,430 sqft |
| Basement Area | 972 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 9,885 sqft (0.227 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 697 W SPRING ST |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEXINGTON HIGHLANDS LOT 1 |
| Legal Subdivision | LEXINGTON HIGHLANDS |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 851801 |
697 W Spring St is owner-occupied and held in a trust since November 2005.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 697 W SPRING ST, SOUTH ELGIN, IL 60177-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2005 |
| Transfer Doc | 0000045429 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 697 W Spring St was $4,511 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,511.00 Homeowner's exemption Senior Citizen's exemption | $108,535 (+8.57%) Land $21,053 Building $87,482 | $325,735 (+8.57%) Land $63,184 Building $262,551 |
| 2024 | $99,968 Land $19,391 Building $80,577 | $300,024 Land $58,196 Building $241,828 | |
| 2022 | $5,678.00 (-1.2%) Homeowner's exemption | $82,349 (+6.96%) Land $15,973 Building $66,376 | $247,047 (+6.96%) Land $47,919 Building $199,128 |
| 2021 | $5,747.00 Homeowner's exemption | $76,991 Land $14,934 Building $62,057 | $230,973 Land $44,802 Building $186,171 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 697 W Spring St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 697 W Spring St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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