Luzerne County property record for 697 Sutton Creek Rd, Harding, PA 18643
| Property Type | Mobile Home |
|---|---|
| Details | 924 sqft · built 1984 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Sep 2024) |
| Tax Bill | $1,052 (2026) |
| Deeds & Mortgages | Dec 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-B10S3-001-005 |
| Primary APN | 17-B10S3-001-005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 924 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Mobile Home |
| Lot Area | 62,726 sqft (1.44 acres) |
| Old Parcel Number | 17-B10S3-001-005 |
|---|---|
| Street Address | 697 SUTTON CREEK RD |
| City | HARDING |
| State | PA |
| Zip | 18643-2942 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 17-288-5 LEWIS SNYDER & BEAN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 211102 |
697 Sutton Creek Rd, a mobile home, is owned by two individuals who bought it in September 2024.
Source: Luzerne County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 KOSCIUSZKO ST, NANTICOKE, PA 18634-2607 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2024 · Amount on File |
| Deed Sale | Sep 16, 2024 · Amount on File |
| Prior Sale | Apr 27, 2016 · Amount on File |
| Deed Document Number | 202449378 |
| Deed Book / Page | 3024 / 179521 |
| Prior Transfer Date | Mar 30, 2016 |
| Prior Transfer Doc | 0000022034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 697 SUTTON CREEK RD, HARDING, PA 18643-2942 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, BANKERS STLMT SVCS OF SOUTHW |
| Name | Verified Name |
|---|
| Document Number | 0000068499 |
|---|---|
| Date | Dec 24, 2025 |
| Book Page | 3025/287015 |
| Instrument | 202568499 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jan 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.5% |
The 2026 property tax bill for 697 Sutton Creek Rd was $1,052, up 0.1% from the year before.
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Exeter Township |
| Unified School District | Wyoming Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,052.00 (+0.1%) | $35,000 Land $25,000 Building $10,000 | |
| 2025 | $1,051.00 | ||
| 2024 | $35,000 Land $25,000 Building $10,000 | ||
| 2023 | $970.00 | ||
| 2009 | $35,000 Land $25,000 Building $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 697 Sutton Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 17 (1979–2014) |
| Claims Outside the SFHA | 11 of 17 |
| Most Recent Claim | Oct 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 697 Sutton Creek Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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