697 Steerview St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 697 Steerview St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,796 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$355,428 (May 2021)
Tax Bill	$5,385 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`272531498800011450`

Property Details

APN / Parcel Number

Primary APN	`272531498800011450`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,796 sqft Heated Area
Gross Area	3,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Finished
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	697 STEERVIEW ST
City	SAINT CLOUD
State	FL
Zip	34771-9153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNBROOKE PH 1 PB 28 PGS 86-91 LOT 145
Legal Range	31E
Legal Township	25S
Legal Section	27
Legal Subdivision	SUNBROOKE
Legal Phase	1
Legal Tract	4988
Legal Lot Number	145
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	697 STEERVIEW ST, SAINT CLOUD, FL 34771-9153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 25, 2021	Special Warranty Deed, Transfer · FHA Mortgage VELOCIO MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Deed Document Number	2021081323
Deed Book / Page	5966 / 1299
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	697 STEERVIEW ST, SAINT CLOUD, FL 34771-9153
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 STEERVIEW ST, SAINT CLOUD, FL 34771-9153

Mortgage

Document Number	0065800969
Date	Apr 10, 2024
Book Page	6580/969
Instrument	2024046054

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Jun 1, 2051

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 25, 2021
Property Address	697 STEERVIEW ST, SAINT CLOUD, FL 34771-9153
Document Number	0059661299
Book / Page	5966 / 1299
Map Reference	MB 28 PG 86-91
Instrument Date	May 24, 2021
Instrument	2021081323
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,488.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1054 GREENWOOD BLVD # 124, 124, LAKE MARY, FL 32746-5404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	697 STEERVIEW ST, SAINT CLOUD, FL 34771-9153

Mortgage

Document Number	0059661301
Date	May 25, 2021
Instrument	5966/1301

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,385.00 (+6.78%) Homeowner's exemption	$378,157 (+5.99%)	$420,000 (+4.82%) Land $83,200 Building $336,800
2023	$5,043.00 (+5.83%) Homeowner's exemption	$356,797 (+4.97%)	$400,700 (+17.89%) Land $72,800 Building $327,900
2022	$4,765.00 Homeowner's exemption	$339,900 Land $62,400 Building $277,500	$339,900 Land $62,400 Building $277,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 79% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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