Saginaw County property record for 697 S Iva Rd, Hemlock, MI 48626
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 4 bd · 2 ba · 1,626 sqft · built 1993 |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $8,500 (May 1993) |
| Tax Bill | $2,875 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-29-3003-008 |
| Primary APN | 22-12-2-29-3003-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Modular |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 120,661 sqft (2.77 acres) |
| Deck Area | Deck Area |
| Patio Area | 369 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 697 S IVA RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9619 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | A-2 |
| Legal Description | COM AT A PT 669.63 FT N FROM SW CORN OF SEC TH CONT N 188.33 FT TH E 640 FT TH S 188.33 FT TH W 640 FT TO POB 2.77 ACRES SEC |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 29 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 12100 |
697 S Iva Rd, a residential property, is owned and occupied by two individuals who bought it in May 1993.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 697 S IVA RD, HEMLOCK, MI 48626-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 1993 · Amount on File |
| Deed Sale | May 3, 1993 · Amount on File |
| Deed Book / Page | 1859 / 1079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 697 S IVA RD, HEMLOCK, MI 48626-9619 |
| Document Number | 0000001026 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 697 S IVA RD HEMLOCK MI 486269619, HEMLOCK, MI 48626-9619 |
| Document Number | 0000001026 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 1026 |
| Name | LAKE HURON CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 14, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 697 S Iva Rd was $2,875 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,300 | $172,600 | |
| 2025 | $2,875.00 Homeowner's exemption | ||
| 2023 | $77,500 | $155,000 | |
| 2022 | $2,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 697 S Iva Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 697 S Iva Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CMS Internet, Point Broadband, Spectrum.
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