697 Ott St, Franklin, IN 46131 Property Records

Johnson County property record for 697 Ott St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,380 sqft · built 1876
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$171,171 (Jun 2023)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`51001422015/00`

Property Details

APN / Parcel Number

Primary APN	`51001422015/00`
Alternative APNs	`41-08-14-014-071.000-009` `00001085937`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Family Room	Family Room

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	110 ft deep x 66 ft wide
Patio Area	152 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001085937
Street Address	697 OTT ST
City	FRANKLIN
State	IN
Zip	46131-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTT ADD LOT 14 & PT LOT 13 MP FRANKLIN COMMUNI
Legal Subdivision	OTTS ADDITION
Legal Lot Number	14,13
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1006
Census Tract	611000

Owner

697 Ott St is owned and occupied by an individual who bought it in June 2023.

Source: Johnson County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4291 W PITCHER DR, TRAFALGAR, IN 46181-8860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage RLH INVESTMENTS LLC
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jan 23, 2023	Quit Claim Deed, Transfer · Commercial Mortgage LOGANSPORT SAVINGS BANK
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage RLH INVESTMENTS LLC
Feb 2, 2005	Warranty Deed, Transfer · Conventional Mortgage IRWIN UNION BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Jan 23, 2023 · Amount on File
Deed Document Number	20238475
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	2023000954
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	697 OTT ST, FRANKLIN, IN 46131-1505
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022016088
Date	Jul 20, 2022
Instrument	2022-016088

Lender

Name	RLH INVESTMENTS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 6, 2023
Property Address	697 OTT ST, FRANKLIN, IN 46131-1505
Document Number	2023008475
Map Reference	PB 2 PG 52
Instrument Date	May 19, 2023
Instrument	2023-008475
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4291 W PITCHER DR, TRAFALGAR, IN 46181-8860

Mortgage

Document Number	2023008476
Date	Jun 6, 2023
Instrument	2023-008476

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON IN
Recording Date	Jan 23, 2023
Property Address	697 OTT ST, FRANKLIN, IN 46131-1505
Document Number	2023000954
Map Reference	PB 2 PG 52
Instrument Date	Jan 20, 2023
Instrument	2023-000954
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 WILLOW ST, GREENWOOD, IN 46143-9343
Investor	Possibly a Property Investor

Mortgage

Document Number	2023000955
Date	Jan 23, 2023
Instrument	2023-000955

Lender

Name	LOGANSPORT SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 20, 2038

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 20, 2022
Property Address	697 OTT ST, FRANKLIN, IN 46131-1505
Document Number	2022016087
Map Reference	PB 2 PG 52
Instrument Date	Jul 15, 2022
Instrument	2022-016087
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 WILLOW ST, GREENWOOD, IN 46143-9343
Investor	Possibly a Property Investor

Mortgage

Document Number	2022016088
Date	Jul 20, 2022
Instrument	2022-016088

Lender

Name	RLH INVESTMENTS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 2, 2005
Property Address	697 OTT ST, FRANKLIN, IN 46131-1505
Document Number	2005002688
Map Reference	MB2 PG52
Instrument Date	Jan 26, 2005
Instrument	2005-002688
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2735 N 700 E, FRANKLIN, IN 46131-8773

Mortgage

Document Number	2005002689
Date	Feb 2, 2005
Instrument	2005-002689

Lender

Name	IRWIN UNION BANK FSB
Type	Bank
Address	COLUMBUS, IN 47202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 697 Ott St was $1,661 with a homeowner's exemption, up 6.1% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,661.00 (+6.07%) Homeowner's exemption	$168,300 Land $14,400 Building $153,900	$168,300 Land $14,400 Building $153,900
2024	$1,566.00 (+39.57%)
2023	$1,122.00 (-49.39%)	$112,600 (+16.08%) Land $14,400 Building $98,200	$112,600 (+16.08%) Land $14,400 Building $98,200
2022	$2,217.00	$97,000 Land $14,400 Building $82,600	$97,000 Land $14,400 Building $82,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 697 Ott St in Zone X, an area of moderate flood risk, though there have been 29 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	29 (1990–2010)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Apr 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 697 Ott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, JC Fiber.

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