697 N Bay Ct, Cincinnati, OH 45238 Property Records

Hamilton County property record for 697 N Bay Ct, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,968 sqft · built 1992
Lot Size0.356 acres (15,507 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Oct 2016)
Tax Bill$5,202 (2025)
Deeds & MortgagesOct 2024 Transfer
Flood ZoneZone X (minimal risk)
APN540-0063-0601-00

Property Details

APN / Parcel Number

Primary APN540-0063-0601-00
Alternative APN
  • 0043020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,968 sqft Living Area
Gross Area3,379 sqft
1st Floor Area1,018 sqft
2nd Floor Area950 sqft
Basement Area970 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area15,507 sqft (0.356 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area124 sqft
Deck AreaDeck Area
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address697 N BAY CT
CityCINCINNATI
StateOH
Zip45238-4716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionNORTH BAY COURT 0.342 AC LOT 10 NORTH BAY VILLAGE SUB
Legal SubdivisionNORTH BAY VILLAGE SUB
Legal Lot Number10
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group3
Census Block3002
Census Tract21303

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address697 N BAY CT, CINCINNATI, OH 45238-4716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2016 · Amount on File
Deed SaleOct 19, 2016 · Amount on File
Deed Document Number201698500
Prior Transfer DateNov 22, 1996
Prior Transfer Doc0000185760
Record UpdatedOct 29, 2026

October 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateOct 21, 2024
Property Address697 N BAY CT, CINCINNATI, OH 45238-4716
Document Number0000074520
Book / Page15276 / 1983
Map ReferenceMB 300 PG 12
Instrument DateOct 10, 2024
Instrument2024-0074520
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 N BAY CT, CINCINNATI, OH 45238-4716

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,202.00 (+2.81%)$87,553 (+0.29%) Land $16,555 Building $70,998$250,150 (-) Land $47,300 Building $202,850
2024$5,060.00 (-0.32%)$87,301 (-) Land $16,555 Building $70,746
2023$5,076.00 (-7.74%)$87,301 (+3.66%) Land $16,555 Building $70,746$250,150 (+3.96%) Land $47,300 Building $202,850
2022$5,502.00 Homeowner's exemption$84,218 Land $14,025 Building $70,193
2020$240,620 Land $40,070 Building $200,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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