South Kingstown Town property record for 697 Moonstone Beach Rd, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,965 sqft · built 1974 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,160 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | R-03-0950-25 |
| Primary APN | R-03-0950-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,965 sqft Living Area |
| Gross Area | 10,768 sqft |
| 1st Floor Area | 2,740 sqft |
| Attic | Attic |
| Attic Area | 1,448 sqft |
| Basement Area | 2,140 sqft |
| Unfinished Basement | 2,140 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,124 sqft (0.99 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R-03-0950-25 |
|---|---|
| Street Address | 697 MOONSTONE BEACH RD |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-5114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Lot Number | 7 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 51302 |
Source: South Kingstown Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 697 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit MECHANICS COOPERATIVE BANK |
| Apr 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BRISTOL COUNTY SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 1, 2020 |
| Transfer Doc | 1756-601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Apr 22, 2026 |
| Property Address | 697 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5114 |
| Document Number | 001931-128 |
| Book / Page | 1931 / 128 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202643513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 697 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5114 |
| Document Number | 0000043513, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 1931/128 |
| Instrument | 202643513 |
| Name | MECHANICS COOPERATIVE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 697 MOONSTONE BEACH RD, SOUTH KINGSTOWN, RI 02879-5114 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1738-262 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 1738/262 |
| Instrument | 5260 |
| Name | BRISTOL COUNTY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2045 |
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,160.00 (+2.09%) | $1,248,300 (+26.18%) Land $313,900 Building $934,400 |
| 2023 | $10,932.00 (+7.65%) | $989,300 (+6.67%) Land $232,900 Building $756,400 |
| 2022 | $10,155.00 | $927,400 Land $232,900 Building $694,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 170 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 170 in force |
| Nearby Flood Claims | 31 (1978–2024) |
| Claims Outside the SFHA | 2 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
May also be available: AT&T.
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