697 Lily St, Monterey, CA 93940 Property Records

Monterey County property record for 697 Lily St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,093 sqft · built 1914
Lot Size	0.172 acres (7,500 sqft)
Owner	Trust Name on File
Last Sale	$1,400,000 (Mar 2021)
Tax Bill	$17,427 (2025)
Deeds & Mortgages	Feb 2023 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-148-007-000`

Property Details

APN / Parcel Number

Primary APN	`001-148-007-000`
Alternative APN	`001-148-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,093 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-148-007
Street Address	697 LILY ST
City	MONTEREY
State	CA
Zip	93940-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOT 2 X NW 1/2 OF LOT 4 BLK 12 SE 1/2 OF LOT 4 X ALL OF LOT 6 BLK 12
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	12
Legal Lot Number	2,4,6
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1025
Census Tract	12503

Owner

697 Lily St is owner-occupied and held in a trust since March 2021.

Source: Monterey County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	697 LILY ST, MONTEREY, CA 93940-1631
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Intrafamily Transfer, Transfer
Mar 31, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	202123480
Prior Transfer Date	Jun 5, 2009
Prior Transfer Doc	0000036265
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 7, 2023
Property Address	697 LILY ST, MONTEREY, CA 93940-1631
Document Number	0000003368
Map Reference	VOL 1 PG 4
Instrument Date	Jan 31, 2023
Instrument	2023003368
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 LILY ST, MONTEREY, CA 93940-1631

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 31, 2021
Property Address	697 LILY ST, MONTEREY, CA 93940-1631
Document Number	0000023480
Map Reference	VOL 1 PG 4
Instrument Date	Mar 18, 2021
Instrument	2021023480
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	697 LILY ST, MONTEREY, CA 93940-1631

Mortgage

Document Number	0000023481
Date	Mar 31, 2021
Instrument	2021023481

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 16, 2019
Property Address	697 LILY ST, MONTEREY, CA 93940-1631
Document Number	0000035078
Instrument Date	Aug 15, 2019
Instrument	35078
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	697 LILY ST MONTEREY CA 939401631, MONTEREY, CA 93940-1631

Tax Assessment & Valuation

The 2025 property tax bill for 697 Lily St was $17,427.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,545,711 (+2%) Land $828,060 Building $717,651
2025	$17,427.00	$1,515,404 Land $811,824 Building $703,580
2023	$15,888.00 (+1.4%)	$1,456,560 Land $780,300 Building $676,260
2022	$15,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 697 Lily St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 697 Lily St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lily St

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