697 Lancaster Ave, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 697 Lancaster Ave, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1990
Lot Size	2.03 acres (88,407 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2022)
Tax Bill	$5,880 (2026)
Deeds & Mortgages	Feb 2024 Sale Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1621100000400000`

Property Details

APN / Parcel Number

Primary APN	`1621100000400000`
Alternative APNs	`LUNE M:110.0 B:0004 L:0000.0` `M:00084 L:00060 S:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,345 sqft
1st Floor Area	1,164 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,407 sqft (2.03 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1621100000400000
Street Address	697 LANCASTER AVE
City	LUNENBURG
State	MA
Zip	01462-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	4
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	1
Census Block	1012
Census Tract	712102

Owner

697 Lancaster Ave is owned and occupied by two individuals who acquired it in February 2024.

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	697 LANCASTER AVE, LUNENBURG, MA 01462-1518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed, Transfer
Feb 10, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on File
Deed Sale	Feb 10, 2022 · Amount on File
Prior Sale	Aug 30, 2005 · Amount on File
Deed Book / Page	10259 / 136
Last Transfer Date	Feb 6, 2024
Transfer Doc	010709-187
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LUNENBURG MA
Recording Date	Feb 6, 2024
Property Address	697 LANCASTER AVE, LUNENBURG, MA 01462-1518
Document Number	010709-187
Book / Page	10709 / 187
Instrument Date	Feb 6, 2024
Instrument	1455
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	697 LANCASTER AVE, LUNENBURG, MA 01462-1518

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Feb 10, 2022
Property Address	697 LANCASTER AVE, LUNENBURG, MA 01462-1518
Document Number	010259-136
Book / Page	10259 / 136
Instrument Date	Feb 10, 2022
Instrument	2864
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 LANCASTER AVE, LUNENBURG, MA 01462-1518

Mortgage

Document Number	0000002865
Date	Feb 10, 2022
Instrument	2865

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	697 LANCASTER AVE, LUNENBURG, MA 01462-1518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9696-185
Date	Aug 17, 2020
Book Page	9696/185
Instrument	13789

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 697 Lancaster Ave was $5,880, up 1% from the year before.

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,880.00 (+1%)	$408,600 (+0.79%) Land $160,000 Building $248,600	$457,807 (-3.33%)
2025	$5,822.00 (+8.38%)	$405,400 (+6.4%) Land $156,800 Building $248,600	$473,575 (+2.95%)
2024	$5,372.00 (+3.33%)	$381,000 (+7.14%) Land $148,000 Building $233,000	$459,990
2023	$5,199.00	$355,600 Land $134,200 Building $221,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 697 Lancaster Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 697 Lancaster Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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